Sold
708 E Sugar Bay Lane, Cedar, MI 49621
Sold on 06/15/2026 for$1,162,500
MLS # 1944094 (Northern Great Lakes REALTORS® MLS)
4 beds3 bathsBuilt 19930.72 acres
1 / 50
Listing Description
Some places are meant to be visited. Others are meant to be experienced again and again. Lime Lake has a way of turning a single visit into a lifelong tradition. And here, on the highly sought-after northern end of the lake, that experience is even more special. The home is designed for gathering and making memories from the moment you arrive. Spacious living areas create a comfortable flow for hosting family and friends, while the large yard offers room to relax, play, and enjoy time outdoors. Just steps from the water, a stone patio sets the stage for morning coffee, afternoon sun, and evenings spent unwinding along the shoreline. And for added peace of mind and keeping comfort at the forefront, a 2nd furnace with A/C, and a whole house generator have been installed. Positioned to take full advantage of its setting, this property offers the kind of easy lake access that makes every day feel effortless. Whether it is a quick swim, a day on the boat, or simply enjoying the view, everything you come Up North for is right outside your door. Lime Lake itself is one of Leelanau County’s hidden gems. Large enough to be an all-sports lake yet quiet enough to remain peaceful even in the height of summer, it offers a rare balance. The northern end is especially known for its blue waters and beautiful sandy bottom, making it one of the most desirable stretches of shoreline. Beyond the property, you are right in the heart of Leelanau County. Golf courses, inland lakes, and Lake Michigan beaches are all within easy reach. Spend your days exploring the Sleeping Bear Dunes, hiking and biking scenic trails, or visiting local wineries and eateries before returning home. And with the home's close proximity to iconic M-22, Leland, Lake Leelanau and Glen Arbor are all just a short drive away. Whether you are searching for an Up North getaway or a place to call home year-round, this is more than just a property. It’s a place where memories are made and new traditions can begin.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath home built in 1993 sits in Cedar.
Final sale price: $1,162,500.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size0.72 acres
Year Built1993
Stories2
Location
CityCedar
Zip Code49621
CountyLeelanau
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air, Radiant
WaterPrivate Water
Sale & Financing
Listed4/21/2026
Sold Date6/14/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by TJ Shimek
The Mitten Real Estate Group
Frequently Asked Questions about 708 E Sugar Bay Lane, Cedar, MI 49621
What financing options are available for 708 E Sugar Bay Lane, Cedar, MI 49621?
Per MLS# 1944094, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 708 E Sugar Bay Lane, Cedar, MI 49621 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 708 E Sugar Bay Lane, Cedar, MI 49621 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$8,432
Principal & interest$8,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
708 E Sugar Bay Lane, Cedar, MI 49621
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