For Sale
709 New William Street, Ludington, MI 49431
$295,000
MLS # 26009071 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,087 sqftBuilt 19760.39 acres
1 / 42
Listing Description
CITY OF LUDINGTON - This spacious 5-bedroom, 2-bath home is just six blocks from the sugar sand beaches of Lake Michigan at Stearns Park, and offers an ideal blend of location, space, and everyday functionality. Set on a desirable double corner lot, this property provides extra outdoor space and great curb appeal in a prime in-town neighborhood. The thoughtfully designed floor plan features two bedrooms and a full bath on the main level, with three additional bedrooms and a second full bath upstairs - perfect for families, guests, or flexible work-from-home needs. Generously sized rooms throughout offer comfortable living and plenty of storage. The inviting living room features charming built-ins around the wood burning fireplace, adding character and a cozy gathering space. The one-car garage is conveniently connected to the home by a covered walkway/patio, providing sheltered access and additional usable outdoor living space.
Source: SparkMLS
About this home
5-bedroom, 2-bath, 2,087 sq ft home in Ludington in Ludington built in 1976.
Asking $295,000 (about $141/sq ft).
Estimated annual property tax: $3,926, or about $327 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,087 sqft
Lot Size0.39 acres
Year Built1976
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/10/2026
Original Price$395,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,926
Tax Year2025
Assessed Value$96,529
Parcel #53-051-140-006-00
Source: SparkMLS
Legal Description
QUEVILLON'S ADDITION LOTS 6 & 7 BLOCK 10.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 709 New William Street, Ludington, MI 49431
What school district is 709 New William Street, Ludington, MI 49431 in?
Per MLS# 26009071, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 709 New William Street, Ludington, MI 49431?
Per MLS# 26009071, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26009071, the most recent reported annual property tax for 709 New William Street, Ludington, MI 49431 is $3,926 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 709 New William Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 709 New William Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,913
Principal & interest$1,913
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
709 New William Street, Ludington, MI 49431
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Municipality
Ludington
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