For Sale
7096 W US-23, Cheboygan, MI 49721
$775,000
MLS # 201841114
2 beds1 bathBuilt 19501.79 acres
1 / 36
Listing Description
Enjoy 314 feet of beautiful Lake Huron frontage at this exceptional waterfront property located between Cheboygan and Mackinaw City. The 2-bedroom, 2-bath home features large lakeside windows that fill the home with natural light and capture stunning water views. Additional highlights include an attached 2-car garage, new furnace (2026), and a 32' x 40' heated pole barn with 3-phase electric--perfect for storage, hobbies, or a workshop. A chalet-style outbuilding currently used for storage offers excellent potential for guest quarters, a studio, or additional living space. Rails-to-Trails access is conveniently located directly across the street., Age: 31+ Years Approx
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1950 sits in Cheboygan.
Asking $775,000.
Electric service is provided by Presque Isle Electric & Gas Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size1.79 acres
Year Built1950
Location
CityCheboygan
MunicipalityMackinaw Twp
Zip Code49721
CountyCheboygan
Sale & Financing
Listed6/28/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Bell
Coldwell Banker Fairbairn Realty
Frequently Asked Questions about 7096 W US-23, Cheboygan, MI 49721
Is 7096 W US-23, Cheboygan, MI 49721 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7096 W US-23, Cheboygan, MI 49721 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Presque Isle Electric & Gas Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Mackinaw Twp police department or the Cheboygan County sheriff's office.
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Monthly payment$5,027
Principal & interest$5,027
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Presque Isle Electric & Gas Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7096 W US-23, Cheboygan, MI 49721
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