Pending
71-73 W Chicago Street, Coldwater, MI 49036
$139,900
MLS # 26027739 (Michigan Regional Information Center (MichRIC))
3 bathsBuilt 19000.07 acres
1 / 10
Listing Description
Prime Downtown Coldwater Commercial Opportunity - Endless Potential! Property Highlights: ✔ 6,400 square feet of usable space ✔ Main floor currently configured with 2 separate storefronts, each with its own entrance ✔ Easily maintain as two business spaces or open the floor plan into one large, inviting commercial layout ✔ Expansive second floor ready for your imagination--ideal for apartments, loft-style living, offices, retail space, or a combination of uses ✔ Building has been fully abated of asbestos, providing added peace of mind for future renovations and improvements ✔ Prime downtown location with excellent visibility and foot traffic From retail shops and professional offices to residential conversion opportunities upstairs, the possibilities are nearly endless. This is your chance to invest in a property with character, flexibility, and tremendous upside potential. Don't miss this unique opportunity to own a landmark downtown building with room to grow and create. Call today!
Source: SparkMLS
About this home
3-bath home in Coldwater in Coldwater built in 1900.
Currently offered at $139,900.
Annual property taxes run approximately $4,398 ($366/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeBusiness Opportunity
Bathrooms3
Lot Size0.07 acres
Year Built1900
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
ConstructionBrick
HeatingForced Air
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Electricity Connected, Storm Sewer
InteriorBroadband
Sale & Financing
Listed6/7/2026
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$4,398
Tax Year2026
Assessed Value$59,453
Parcel #304-000-000-404-00
Source: SparkMLS
Legal Description
AT LO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by April Osborne
Midwestern Realty Group
Frequently Asked Questions about 71-73 W Chicago Street, Coldwater, MI 49036
Which school district serves 71-73 W Chicago Street, Coldwater, MI 49036?
Per MLS# 26027739, 71-73 W Chicago Street, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26027739, this listing accepts Conventional, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 71-73 W Chicago Street, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $4,398 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 71-73 W Chicago Street, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 71-73 W Chicago Street, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 71-73 W Chicago Street, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
71-73 W Chicago Street, Coldwater, MI 49036
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Municipality
Coldwater
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