For Sale
71176 Spencer Road, Union, MI 49130
$25,000
MLS # 26036643 (Michigan Regional Information Center (MichRIC))
0.5 acres
1 / 12
Listing Description
Nice buildable half acre lot on a dead-end street in a quiet neighborhood. This spacious lot is cleared, level, and fenced in. Electric has been run and there is a meter, panel, and several outlets already in place. There is also a large cement slab poured that was once used to park an RV on. Your future build starts here!
Source: SparkMLS
About this home
Asking $25,000.
Estimated annual property tax: $295, or about $25 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.5 acres
Location
CityUnion
MunicipalityPorter Twp
Zip Code49130
CountyCass
School DistrictWhite Pigeon
Construction & Systems
UtilitiesCable Available, Phone Available, Electricity Connected
Sale & Financing
Listed7/15/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$295
Tax Year2025
Assessed Value$6,603
Parcel #14-120-390-008-00
Source: SparkMLS
Legal Description
. (789A 8-13 385-319) LOT 24 SPENCER'S SUBDIVISION NO. 1.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dustin Kline
RE/MAX Elite Group T.R.
Frequently Asked Questions about 71176 Spencer Road, Union, MI 49130
What school district is 71176 Spencer Road, Union, MI 49130 in?
Per MLS# 26036643, this property is served by White Pigeon. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 71176 Spencer Road, Union, MI 49130?
Per MLS# 26036643, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26036643, the most recent reported annual property tax for 71176 Spencer Road, Union, MI 49130 is $295 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 71176 Spencer Road, Union, MI 49130 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 71176 Spencer Road, Union, MI 49130 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Porter Twp police department or the Cass County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$162
Principal & interest$162
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
71176 Spencer Road, Union, MI 49130
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