Pending
714 Cherry Street, Charlotte, MI 48813
$99,900
MLS # 26021603 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,260 sqftBuilt 19520.34 acres
1 / 26
Listing Description
Calling for all highest and best offers by 8pm, Friday, May 15th. Welcome home to this spacious 3-bedroom ranch situated on a huge .34-acre lot with excellent curb appeal and tons of potential! Offering a functional layout with good-sized bedrooms, a large full bathroom, and an open kitchen perfect for everyday living or entertaining. The home features a deep 1-car pull-through garage providing great storage and convenience, along with a large storage shed for additional space. Inside offers solid bones and plenty of room to make it your own with just a little TLC. Enjoy the expansive backyard with endless possibilities for outdoor entertaining, gardening, pets, or recreation. Convenient ranch-style living with everything on one level, making this home a great opportunity for first-time buyers, investors, or anyone looking to build equity. Don't miss your chance to own a property with space, potential, and value all in one package!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,260 sq ft home built in 1952 sits in Charlotte in Charlotte.
Currently offered at $99,900 (about $79/sq ft).
Estimated annual property tax: $1,963, or about $164 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,260 sqft
Lot Size0.34 acres
Year Built1952
Stories1
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
School DistrictCharlotte
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/11/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,963
Tax Year2025
State Equalized Value$62,700
Taxable Value$41,068
Assessed Value$41,068
Parcel #20004200057100
Source: Public Records
Legal Description
LOT 57 & S 1/2 OF ADJACENT VACATED ALLEY ON N SIDE IN THAT PART OF R.E. BRACKETT'S AND MIKESELL & BRACKETT'S ADD IN NE 1/4 OF SW 1/4 OF SEC.13, CITY OF CHARLOTTE 1990
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Colton Rine
Five Star Real Estate (Grandv)
Frequently Asked Questions about 714 Cherry Street, Charlotte, MI 48813
What school district is 714 Cherry Street, Charlotte, MI 48813 in?
Per MLS# 26021603, this property is served by Charlotte. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26021603, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021603, the most recent reported annual property tax for 714 Cherry Street, Charlotte, MI 48813 is $1,963 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 714 Cherry Street, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 714 Cherry Street, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$648
Principal & interest$648
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
714 Cherry Street, Charlotte, MI 48813
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Municipality
Charlotte
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