Sold
7177 Riverwood Drive, Belding, MI 48809
Sold on 06/30/2026 for$663,000
MLS # 26023983 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,317 sqftBuilt 20076.82 acres
1 / 61
Listing Description
As close as you can get to enjoy and own that ''Up North'' feel and be within a 30 to 60 minute drive of Grand Rapids and Lansing. Located on just shy of 7 acres of wooded privacy with 350' of frontage along the calm, flowing waters of the Flat River is this 2008 walk out ranch offering over 3300sq' of finished living area and 4 bedrooms, 3 full baths, beautiful cherry wood kitchen next to dining area with direct access to covered porch with composite decking, den/office, fireplace, large L-shaped family room, ample inside storage, 2.5 car garage plus 2nd 16x26 storage garage and 8x10 shed. Add to this the 9 zone irrigation system adding the luscious green around the custom landscaping and front pond with fountain. Private well & septic with natural gas and high speed internet. Quick possession may be available. Amenities and Features List is available with property highlights and updates for your review, contact your agent for details. Separating into a smaller parcel may be consider.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 3,317 sq ft home in Belding built in 2007.
Closed at $663,000 (about $200/sq ft).
Estimated annual property tax: $659, or about $55 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,317 sqft
Lot Size6.82 acres
Year Built2007
Stories1
Location
CityBelding
MunicipalityOtisco Twp
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPrivate Water, Well
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed5/20/2026
Sold Date6/29/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$550 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$659
Tax Year2025
Assessed Value$163,255
Parcel #130-012-000-070-45
Source: SparkMLS
Legal Description
Three PP#'s and Legal Descriptions - attached and on MLS. PP# 34-130-012-000-070-45/55/90.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Spencer J Geisen
Five Star Real Estate (E. Division)
Frequently Asked Questions about 7177 Riverwood Drive, Belding, MI 48809
What school district is 7177 Riverwood Drive, Belding, MI 48809 in?
Per MLS# 26023983, this property is served by Belding. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26023983, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26023983, the most recent reported annual property tax for 7177 Riverwood Drive, Belding, MI 48809 is $659 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7177 Riverwood Drive, Belding, MI 48809 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7177 Riverwood Drive, Belding, MI 48809 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water, Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otisco Twp police department or the Ionia County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$4,515
Principal & interest$4,469
HOA$46
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7177 Riverwood Drive, Belding, MI 48809
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