Sold
7187 Phillips, MI 48049
Sold on 04/15/2026 for$375,000
MLS # 20261003639 (Realcomp)
4 beds2 baths2,596 sqftBuilt 19955.3 acres
1 / 31
Listing Description
Nestled on 5 acres of beautifully secluded wooded property, this spacious 4-bedroom, 2-bath home offers 2,595 sq. ft. of comfortable living space. Located just 15 minutes from Lake Huron and the St. Clair River, the home features an inviting open floor plan perfect for both everyday living and entertaining. Enjoy the serene views from the large deck overlooking the stunning tree-lined backyard. A 2-car attached garage adds convenience, while the peaceful natural setting provides the perfect blend of privacy and accessibility.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,596 sq ft home built in 1995 sits in Michigan.
Final sale price: $375,000 (about $144/sq ft).
Annual property taxes run approximately $3,303 ($275/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,596 sqft
Lot Size5.3 acres
Year Built1995
Stories2
Location
MunicipalityClyde Twp
Zip Code48049
CountySt. Clair
School DistrictYale
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed1/17/2026
Sold Date4/14/2026
Original Price$399,900
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,303
Parcel #74150184001800
Source: SparkMLS
Legal Description
in office
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert Walker
EXP Realty - Marysville
Frequently Asked Questions about 7187 Phillips, MI 48049
What school district is 7187 Phillips, MI 48049 in?
Per MLS# 20261003639, this property is served by Yale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261003639, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261003639, the most recent reported annual property tax for 7187 Phillips, MI 48049 is $3,303. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7187 Phillips, MI 48049 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7187 Phillips, MI 48049 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 7187 Phillips, MI 48049?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 7187 Phillips, MI 48049. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clyde Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessLicensed Fixed WirelessSatellite
7 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7187 Phillips, MI 48049
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