For Sale
7195 Geraldine Circle, Swartz Creek, MI 48473
$449,900
MLS # 20261028988 (Realcomp)
3 beds2 baths1,730 sqftBuilt 20261.44 acres
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Listing Description
5-6 Months to Completion~Photos are of a completed home with the same floorplan. Welcome to "The Boulder" floor plan from Genesee County's Premiere Builder Cedar Creek Construction. Split Bedroom ranch floor plan with attached spacious three car garage. Open concept living area with gas stone fireplace. High end touches throughout entire home including Granite countertops in kitchen and bathrooms. LVP flooring throughout. You can pick all of your options and finish the basement, add a deck... so much to make it your own! Spacious lot that is almost an acre and a half that allows for a huge yard and immense privacy. Call Builder Rep for more information.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,730 sq ft home in Gaines Township in Swartz Creek built in 2026.
Asking $449,900 (about $260/sq ft).
Annual property taxes run approximately $775 ($65/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,730 sqft
Lot Size1.44 acres
Year Built2026
Stories1
Location
CitySwartz Creek
MunicipalityGaines Twp
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionStone, Vinyl Siding
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/26/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$500 / Annually
Source: SparkMLS
Tax Information
Annual Tax$775
Parcel #1012651005
Source: SparkMLS
Legal Description
UNIT 5 BEAR CREEK EST (05) FR 10-12-300-015
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Todd Fedie
KW Realty Livingston
Frequently Asked Questions about 7195 Geraldine Circle, Swartz Creek, MI 48473
Which school district serves 7195 Geraldine Circle, Swartz Creek, MI 48473?
Per MLS# 20261028988, 7195 Geraldine Circle, Swartz Creek, MI 48473 is in the Swartz Creek boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swartz Creek directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261028988, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7195 Geraldine Circle, Swartz Creek, MI 48473?
Per public tax records, annual property taxes for this property are $775. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7195 Geraldine Circle, Swartz Creek, MI 48473 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7195 Geraldine Circle, Swartz Creek, MI 48473 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7195 Geraldine Circle, Swartz Creek, MI 48473?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Gaines Twp police department or the Genesee County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,960
Principal & interest$2,918
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7195 Geraldine Circle, Swartz Creek, MI 48473
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Municipality
Gaines Township
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