Under Contract
7196 S West Bay Shore Drive, Traverse City, MI 49684
$495,000
MLS # 1944480 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19980.72 acres
1 / 67
Listing Description
Perfectly positioned at the midway point between Traverse City and Suttons Bay, this beautifully maintained and thoughtfully updated home is truly move-in ready - simply unpack and enjoy an idyllic Leelanau County summer! The 3-bedroom, two-story layout features a comfortable main-floor living room, updated kitchen with quartz countertops & updated appliances, and a bright rear-facing family room overlooking a spacious backyard. An unfinished basement offers excellent potential to expand your finished living space affordably. Step outside to a professionally designed landscape with level terrain, underground irrigation, immaculate gardens, a stone patio, and mature trees. The showstopper: a one-of-a-kind golf putting green framed by greenside bunkers - perfect for any golf enthusiast. Towering pines in the front yard create a natural buffer and year-round privacy. Notable recent updates include shingles & siding (2018), main-level flooring (2018), and upper-level windows (2022), along with many more updates! A whole-home Generac generator adds peace of mind in every season. Altogether, this property delivers comfortable living, thoughtful updates, and exceptional outdoor spaces in a highly desirable Leelanau County location! Short Term Rentals are allowed in Bingham Township with a permit.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Traverse City built in 1998.
Currently offered at $495,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.72 acres
Year Built1998
Stories2
Location
CityTraverse City
Zip Code49684
CountyLeelanau
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed4/29/2026
Original Price$559,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Victoria M Oltersdorf
Oltersdorf Realty, LLC
Frequently Asked Questions about 7196 S West Bay Shore Drive, Traverse City, MI 49684
What type of financing is accepted for this listing?
Per MLS# 1944480, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 7196 S West Bay Shore Drive, Traverse City, MI 49684 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7196 S West Bay Shore Drive, Traverse City, MI 49684 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$3,211
Principal & interest$3,211
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7196 S West Bay Shore Drive, Traverse City, MI 49684
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