Sold
720 Silman Street, Ferndale, MI 48220
Sold on 02/18/2026 for$239,000
MLS # 20261004394 (Realcomp)
2 beds1 bath1,590 sqftBuilt 19500.2 acres
1 / 33
Listing Description
Welcome to this thoughtfully updated ranch set on a rare double lot in the heart of Ferndale. Inside, you’ll find a bright and inviting layout with hardwood flooring throughout most of the main level, while the spacious primary bedroom features cozy carpeting for added comfort. The kitchen was remodeled in recent years and includes newer appliances, ample cabinetry, and a dining area with a corner window that looks out over the fenced backyard. The fully renovated ceramic tile bathroom adds a clean, modern touch, and the partially finished lower level offers additional living space with a recreation area, laundry room, and generous storage. Outside is where this home truly shines — enjoy a large deck, mature trees, pond feature, greenhouse, and plenty of space for gardening, entertaining, or pets. The insulated two-car garage with electricity and wide driveway make it ideal for a workshop, hobbies, or extra storage. Major improvements include newer windows, roof (2023), furnace, PEX plumbing, updated garage insulation, and a recently installed perimeter drainage system. Located just blocks from parks, coffee shops, dog parks, bike lanes, transit, and local favorites, this home blends comfort, functionality, and neighborhood charm. Move-in ready and available for immediate possession at closing.
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 2-bedroom, 1-bath, 1,590 sq ft, with original construction dating to 1950.
This home sold for $239,000 (about $150/sq ft).
Estimated annual property tax: $5,867, or about $489 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,590 sqft
Lot Size0.2 acres
Year Built1950
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Brick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed1/21/2026
Sold Date2/17/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,867
State Equalized Value$132,670
Taxable Value$114,900
Parcel #2535305015
Source: Public Records
Legal Description
T1N, R11E, SEC 35 HUGO SCHERER'S SUB LOTS 319 & 320, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christine Leininger
The Home Company
Frequently Asked Questions about 720 Silman Street, Ferndale, MI 48220
What school district is 720 Silman Street, Ferndale, MI 48220 in?
Per MLS# 20261004394, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261004394, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261004394, the most recent reported annual property tax for 720 Silman Street, Ferndale, MI 48220 is $5,867. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 720 Silman Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 720 Silman Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 720 Silman Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 720 Silman Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,550
Principal & interest$1,550
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteLicensed Fixed WirelessDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
720 Silman Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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