Pending
7208 Banks, Waterford, MI 48327
$299,900
MLS # 20261049486 (Realcomp)
3 beds2 baths1,818 sqftBuilt 19760.7 acres
1 / 32
Listing Description
Welcome home to this inviting 3-bedroom, 1.5-bath home in Waterford! Step into the bright, open living room where large windows fill the space with an abundance of natural light. The updated kitchen features bamboo flooring, crisp white cabinetry, a double sink, stainless steel appliances, and sliding glass doors leading to a spacious, fully fenced backyard—perfect for entertaining, relaxing, or letting pets play. A storage shed provides plenty of room for lawn equipment and tools. The cozy family room offers beautiful tile flooring and a charming slate fireplace, creating the perfect space to unwind. This well-maintained home combines comfort, style, and functionality, making it a wonderful place to call home. Roof replaced in April 2026.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,818 sq ft home built in 1976 sits in Waterford Township in Waterford.
Asking $299,900 (about $165/sq ft).
Annual property taxes run approximately $3,514 ($293/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,818 sqft
Lot Size0.7 acres
Year Built1976
Stories3
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,799
State Equalized Value$115,560
Taxable Value$97,320
Parcel #1330226024
Source: Public Records
Legal Description
T3N, R9E, SEC 30 SUPERVISOR'S PLAT NO 45 E 125 FT OF W 250 FT OF LOT 2, ALSO E 125 FT OF W 250 FT OF N 30 FT OF LOT 18
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nancy J Rademacher
KW Professionals Brighton
Frequently Asked Questions about 7208 Banks, Waterford, MI 48327
What school district is 7208 Banks, Waterford, MI 48327 in?
Per MLS# 20261049486, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261049486, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261049486, the most recent reported annual property tax for 7208 Banks, Waterford, MI 48327 is $3,799. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7208 Banks, Waterford, MI 48327 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7208 Banks, Waterford, MI 48327 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,514
Monthly$293
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,238
Principal & interest$1,945
Property taxes$293
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7208 Banks, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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