Sold
721 N 4th Street, Niles, MI 49120
Sold on 04/14/2026 for$225,000
MLS # 26008078 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,974 sqftBuilt 19000.17 acres
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Listing Description
Spacious 4-bedroom, 2-bathroom home with an open-concept main level featuring a bright, expansive kitchen with plenty of counter space and a flowing living area. The main level also includes two generously sized bedrooms, a full bathroom, and a separate laundry room. Upstairs offers two giant bedrooms with a full bathroom in between. Tall ceilings throughout enhance the home's open and welcoming atmosphere. A basement provides extra storage, and the private fenced backyard and detached two-car garage complete this full home package.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,974 sq ft home in Niles in Niles built in 1900.
Closed at $225,000 (about $114/sq ft).
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,974 sqft
Lot Size0.17 acres
Year Built1900
Stories2
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Connected, High-Speed Internet
InteriorEat-in Kitchen
Sale & Financing
Listed3/3/2026
Sold Date4/13/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$7,000
Source: SparkMLS
Tax Information
Annual Tax$40
Tax Year2024
Assessed Value$34,327
Parcel #11-71-4510-0107-00-6
Source: SparkMLS
Legal Description
LOT 107 O P LACEY'S 2ND ADD TO NILES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kelly Schaffer
Michigan Top Producers
Frequently Asked Questions about 721 N 4th Street, Niles, MI 49120
What school district is 721 N 4th Street, Niles, MI 49120 in?
Per MLS# 26008078, this property is served by Niles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 721 N 4th Street, Niles, MI 49120?
Per MLS# 26008078, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008078, the most recent reported annual property tax for 721 N 4th Street, Niles, MI 49120 is $40 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 721 N 4th Street, Niles, MI 49120 eligible for USDA financing?
Per USDA Rural Development boundary data, 721 N 4th Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 721 N 4th Street, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
721 N 4th Street, Niles, MI 49120
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Municipality
Niles
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