Sold
723 Hoyt Street, St. Joseph, MI 49085
Sold on 08/23/2022 for$269,000
MLS # 22021181 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,508 sqftBuilt 18900.11 acres
1 / 38
Listing Description
Beautifully updated 2-story home in the downtown St. Joseph area. The charm has been retained with refinished original hardwood floors downstairs and 6-inch base moldings throughout the home. Updates include a newer kitchen, Bianco Antico granite countertops, and Shaker cabinets with soft-close doors and drawers. Newer A/C unit, upgraded electrical, and remodeled bathrooms and fixtures. Newer large windows bring in plenty of light to the spacious formal dining room and living room. There is also an additional room which could serve as an office. Great clean home! It's a short stroll to the lake and all the shopping!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,508 sq ft home built in 1890 sits in St Joseph in St. Joseph.
This home sold for $269,000 (about $178/sq ft).
Annual property taxes run approximately $4,542 ($379/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,508 sqft
Lot Size0.11 acres
Year Built1890
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleOther
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/31/2022
Sold Date8/22/2022
Original Price$295,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,542
Tax Year2021
Assessed Value$79,829
Parcel #117631600119002
Source: SparkMLS
Legal Description
COM SELY COR LOT 4 BLK 53 HOYT'S ADD TO CITY OF ST JOSEPH TH N30DEG E 78' TH N60DEG W 66' TH S30DEG W 78' TH S60DEG E 66'TO BEG BEING PT OF LOTS 3 & 4 BLK 53
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rodger Pendl
EXP Realty
Frequently Asked Questions about 723 Hoyt Street, St. Joseph, MI 49085
What school district is 723 Hoyt Street, St. Joseph, MI 49085 in?
Per MLS# 22021181, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 723 Hoyt Street, St. Joseph, MI 49085?
Per MLS# 22021181, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 22021181, the most recent reported annual property tax for 723 Hoyt Street, St. Joseph, MI 49085 is $4,542 (2021). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 723 Hoyt Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 723 Hoyt Street, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 723 Hoyt Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 723 Hoyt Street, St. Joseph, MI 49085?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,849
Principal & interest$1,849
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteDSLLicensed Fixed WirelessSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
723 Hoyt Street, St. Joseph, MI 49085
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Municipality
St Joseph
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