For Sale
723 N Apple Tree Drive, Suttons Bay, MI 49682
$619,000
MLS # 1947202 (Northern Great Lakes REALTORS® MLS)
2 beds2 bathsBuilt 1995
1 / 38
Listing Description
Access to sandy Beach, pool, hot tub, tennis, clubhouse and covered picnic area with this quietly located end unit with main floor living and bedroom. Guest room, loft and extra storage on second level. Private patio for grilling, single garage plus dedicated second parking spot. All of the Leelanau County summer amenities plus walk or bike to the Village of Suttons Bay for shopping, dining and groceries. Lock it and leave it for winter travels or stay year-round for the charming local life in Suttons Bay. Option for boat slip in the neighborhood or at Suttons Bay Municipal Marina. Hard to imagine a better set up for the Leelanau County lifestyle! This unit comes partially furnished for one of the bedrooms, living room and dining. Full beach access is not deeded; it is an HOA member amenity.
Source: SparkMLS
About this home
2-bedroom, 2-bath home in Suttons Bay Village in Suttons Bay built in 1995.
Listed at $619,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Year Built1995
Stories1
Location
CitySuttons Bay
MunicipalitySuttons Bay
Zip Code49682
CountyLeelanau
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$7,464
IncludesLawn/Yard Care, Snow Removal, Trash, Other
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ted Lockwood
REMAX Bayshore - Union St TC
Frequently Asked Questions about 723 N Apple Tree Drive, Suttons Bay, MI 49682
Can I use FHA or VA financing for this property?
Per MLS# 1947202, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 723 N Apple Tree Drive, Suttons Bay, MI 49682 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 723 N Apple Tree Drive, Suttons Bay, MI 49682 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Suttons Bay police department or the Leelanau County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$11,479
Principal & interest$4,015
HOA$7,464
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
723 N Apple Tree Drive, Suttons Bay, MI 49682
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Municipality
Suttons Bay Village
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