Sold
7240 RAY Road, Swartz Creek, MI 48473
Sold on 06/26/2025 for$290,000
MLS # 20250034237 (Realcomp)
4 beds3 baths2,496 sqftBuilt 19771.61 acres
1 / 34
Listing Description
Looking for a very nice ranch in Swartz Creek, Linden schools? Here it is! This home features over 2500' of finished living space, 4 beds, 1 full bath, 2 half baths, finished basement with a theater area, kitchenette, bedroom, bath and a walkout leading to a patio with a cement firepit. This home sits on 1.6 acres, this sale also includes the lot next door which is 1.3 acres with separate ID #'s 10-36-00-018 that gives this property 2.91 acres. Perfect to have an outbuilding. This has been a family home for my seller where he raised his family and it's time for you to raise yours here.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,496 sq ft home built in 1977 sits in Gaines Township in Swartz Creek.
Final sale price: $290,000 (about $116/sq ft).
Annual property taxes run approximately $2,194 ($183/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,496 sqft
Lot Size1.61 acres
Year Built1977
Stories1
Location
CitySwartz Creek
MunicipalityGaines Twp
Zip Code48473
CountyGenesee
School DistrictLinden
Construction & Systems
ConstructionAluminum Siding, Brick
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed5/14/2025
Sold Date6/25/2025
Original Price$319,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,194
Parcel #1036400017
Source: SparkMLS
Legal Description
A PARCEL OF LAND BEG S 89 DEG 57 MIN E 520 FT FROM S 1/4 COR OF SEC TH N 453.85 FT TH S 89 DEG 57 MIN E 155.40 FT TH S 453.85 FT TH N 89 DEG 57 MIN W 155.40 FT TO PLACE OF BEG SEC 36 T6N R5E 1.61 A (94) FR B-478-- & B-478-D-
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sally A Newland
American Associates Inc
Frequently Asked Questions about 7240 RAY Road, Swartz Creek, MI 48473
Which school district serves 7240 RAY Road, Swartz Creek, MI 48473?
Per MLS# 20250034237, 7240 RAY Road, Swartz Creek, MI 48473 is in the Linden boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Linden directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20250034237, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7240 RAY Road, Swartz Creek, MI 48473?
Per public tax records, annual property taxes for this property are $2,194. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7240 RAY Road, Swartz Creek, MI 48473 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7240 RAY Road, Swartz Creek, MI 48473 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 7240 RAY Road, Swartz Creek, MI 48473. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 7240 RAY Road, Swartz Creek, MI 48473?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Gaines Twp police department or the Genesee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7240 RAY Road, Swartz Creek, MI 48473
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Municipality
Gaines Township
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