For Sale
7246 Geraldine Circle, Swartz Creek, MI 48473
$449,900
MLS # 20261054935 (Realcomp)
3 beds2 baths1,730 sqftBuilt 20261.07 acres
1 / 17
Listing Description
Welcome home to Swartz Creek! Cedar Creek Construction offers their most popular floorplan, The Boulder, boasting the perfect blend of modern design, quality finishes, and easy single-level living. Step into an open-concept layout featuring a spacious living area filled with natural light, seamlessly flowing into the kitchen and dining space—ideal for everyday living and entertaining. The kitchen offers contemporary cabinetry, granite countertops, and a functional layout designed with both style and efficiency in mind. Option for a HUGE walk-in pantry to increase storage. The primary suite provides a private retreat with a generous walk-in closet offering custom organizers and en-suite bath that includes dual vanity and full tiled shower. Split bedroom design means that the other 2 bedrooms are on the other side of the home. Ability to make this entire home barrier-free for a forward-thinking design.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,730 sq ft home in Gaines Township in Swartz Creek built in 2026.
Listed at $449,900 (about $260/sq ft).
Property tax estimate: $580 per year ($48/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,730 sqft
Lot Size1.07 acres
Year Built2026
Stories1
Location
CitySwartz Creek
MunicipalityGaines Twp
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionStone, Vinyl Siding
BasementDaylight
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/15/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$500 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$580
Parcel #1012651048
Source: SparkMLS
Legal Description
UNIT 48 BEAR CREEK EST (05) FR 10-12-300-015
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Todd Fedie
KW Realty Livingston
Frequently Asked Questions about 7246 Geraldine Circle, Swartz Creek, MI 48473
What school district is 7246 Geraldine Circle, Swartz Creek, MI 48473 in?
Per MLS# 20261054935, this property is served by Swartz Creek. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261054935, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261054935, the most recent reported annual property tax for 7246 Geraldine Circle, Swartz Creek, MI 48473 is $580. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7246 Geraldine Circle, Swartz Creek, MI 48473 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7246 Geraldine Circle, Swartz Creek, MI 48473 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Gaines Twp police department or the Genesee County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,960
Principal & interest$2,918
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7246 Geraldine Circle, Swartz Creek, MI 48473
View full property history →
Municipality
Gaines Township
View all listings →
Get email alerts for new listings near 7246 Geraldine Circle
We'll notify you when something hits the market in Gaines Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.