Sold
726 W Breckenridge Street, Ferndale, MI 48220
Sold on 04/17/2026 for$402,000
MLS # 20261014821 (Realcomp)
3 beds2 baths2,350 sqftBuilt 19220.18 acres
1 / 24
Listing Description
Expansive classic bungalow on one of Northwest Ferndale’s most beautiful and desirable blocks, perfectly situated a half block from Geary Park and just three blocks from downtown. Natural light pours through this character-filled home with coved ceilings, arched doorways, solid six-panel wood doors, hardwood floors (including new flooring in the first-floor bedroom), and a beautiful natural brick fireplace. The kitchen connects easily to the dining room and a large family room, with recessed lighting, an office nook with built-in bookshelves, and access to the brick-paver patio overlooking the private lot. Oversized upper bedroom has remarkable attic eave storage and tremendous potential. The space could easily accommodate a large bath and walk-in closet to create a phenomenal primary suite. Finished lower level with full bath, rec room, and an exceptionally functional laundry area. Fantastic 2.5-car garage with workshop. Updates include mostly newer light fixtures throughout, 2024 metal roof and front porch steps, and a 2023 water heater. A classic Ferndale home with personality, great space, and an unbeatable walkable location. BATVAI
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,350 sq ft home built in 1922 sits in Ferndale in Ferndale.
Closed at $402,000 (about $171/sq ft).
Estimated annual property tax: $4,772, or about $398 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,350 sqft
Lot Size0.18 acres
Year Built1922
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Brick
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed3/10/2026
Sold Date4/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,772
State Equalized Value$176,270
Taxable Value$93,360
Parcel #2528477043
Source: Public Records
Legal Description
T1N, R11E, SEC 28 WOODWARD HTS SUB LOT 301, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Leslie Hardy
KW Domain
Frequently Asked Questions about 726 W Breckenridge Street, Ferndale, MI 48220
Which school district serves 726 W Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20261014821, 726 W Breckenridge Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261014821, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 726 W Breckenridge Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $4,772. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 726 W Breckenridge Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 726 W Breckenridge Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 726 W Breckenridge Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
726 W Breckenridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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