Under Contract
727 Skipper Lane, Coldwater, MI 49036
$324,900
MLS # 26033553 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,404 sqftBuilt 19970.49 acres
1 / 17
Listing Description
IMMEDIATE OCCUPANCY. Welcome to a rare waterfront opportunity on the beautiful South Chain of Lakes offering endless boating, fishing, kayaking, and year-round recreation. Tucked away on a private road, this channel-front property offers the peace and privacy buyers dream of with direct access to one of the area's most sought-after lake systems. Now newly represented and refreshed with a new perspective, this property presents an exciting opportunity for buyers ready to create their ideal lake retreat, year-round home or weekend getaway. Enjoy the serenity of waterfront living with calm channel views, easy boat access, and the convenience of exploring miles of connected lakes right from your own shoreline. Whether you envision peaceful mornings on the water, sunset cruises, or entertaining family and friends all summer long, this property offers endless potential. Private setting, prime location, and access to an exceptional chain of lakes this is lake living at its bes
Source: SparkMLS
About this home
Located in Coldwater, this property offers 3-bedroom, 2-bath, 1,404 sq ft, with original construction dating to 1997.
Listed at $324,900 (about $231/sq ft).
Estimated annual property tax: $3,236, or about $270 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,404 sqft
Lot Size0.49 acres
Year Built1997
Stories1
Location
CityColdwater
MunicipalityAlgansee Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementDaylight, Full, Walk-Out Access
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Pantry
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,236
Tax Year2025
Assessed Value$67,938
Parcel #120-007-300-095-02
Source: SparkMLS
Legal Description
COM 2518.13 FT N & 1013.04 FT W OF S 1/4 POST TH S 43DEG 57MIN 25SEC W 156.84 FT TO POB TH S 43DEG 57MIN 25SEC W 112.00 FT TH S 23DEG 39MIN 52SEC E 220.67 FT TO SHR OF CHANNEL TH N 44DEG 25MIN 48SEC E 72.00 FT ALG SHR TH N 14DEG 49MIN 36SEC W 239.29 FT TO BEG INCL LAND TO WATERS EDGE SEC 7 T7S R5W UNREC TO FOUGEROUSSE, SANDRA
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Anette Booth
Hauska Home and Farm
Frequently Asked Questions about 727 Skipper Lane, Coldwater, MI 49036
Which school district serves 727 Skipper Lane, Coldwater, MI 49036?
Per MLS# 26033553, 727 Skipper Lane, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What financing options are available for 727 Skipper Lane, Coldwater, MI 49036?
Per MLS# 26033553, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 727 Skipper Lane, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $3,236 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 727 Skipper Lane, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 727 Skipper Lane, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 727 Skipper Lane, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algansee Twp police department or the Branch County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,107
Principal & interest$2,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
727 Skipper Lane, Coldwater, MI 49036
View full property history →
Get email alerts for new listings near 727 Skipper Lane
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.