For Sale
7271 Ray Road, Swartz Creek, MI 48473
$400,000
MLS # 20261038778 (Realcomp)
3 beds2 baths2,927 sqftBuilt 20011.46 acres
1 / 48
Listing Description
Escape to peaceful country living in this charming 3-bedroom, 2-bathroom home featuring a spacious layout, a large pole barn, and a beautifully maintained yard. Surrounded by open space and scenic views, this property offers the perfect blend of comfort, privacy, and functionality. The pole barn provides plenty of room for storage, hobbies, equipment, or workshop space, while the expansive yard is ideal for entertaining, gardening, or simply enjoying the outdoors. Whether you’re looking for a quiet retreat or room to spread out, this country property has it all. Some great updates include: Whole Home Generator, newly updated furnace and air conditioner, fairly new shingles (10 years) and a heated garage. Property includes an underground electric dog fence as well. Check it out today before it's too late!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,927 sq ft home built in 2001 sits in Argentine Township in Swartz Creek.
Listed at $400,000 (about $137/sq ft).
Property tax estimate: $3,816 per year ($318/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,927 sqft
Lot Size1.46 acres
Year Built2001
Stories1
Location
CitySwartz Creek
MunicipalityArgentine Twp
Zip Code48473
CountyGenesee
School DistrictLinden
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed5/27/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,816
Parcel #0101100006
Source: SparkMLS
Legal Description
A PARCEL OF LAND BEG AT N 1/4 COR OF SEC TH S 0 DEG 18 MIN 15 SEC W 337.02 FT TH N 88 DEG 13 MIN 08 SEC W 192.5 FT TH N 2 DEG 53 MIN 51 SEC E 340.64 FT TH S 87 DEG 06 MIN 09 SEC E 183.1 FT TO PL OF BEG SEC 1 T5N R5E (04) 1.46 A FR 01-01-100-005
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Binkley
Real Broker, LLC
Frequently Asked Questions about 7271 Ray Road, Swartz Creek, MI 48473
Which school district serves 7271 Ray Road, Swartz Creek, MI 48473?
Per MLS# 20261038778, 7271 Ray Road, Swartz Creek, MI 48473 is in the Linden boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Linden directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261038778, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7271 Ray Road, Swartz Creek, MI 48473?
Per public tax records, annual property taxes for this property are $3,816. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7271 Ray Road, Swartz Creek, MI 48473 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7271 Ray Road, Swartz Creek, MI 48473 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7271 Ray Road, Swartz Creek, MI 48473?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Argentine Twp police department or the Genesee County sheriff's office.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7271 Ray Road, Swartz Creek, MI 48473
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Municipality
Argentine Township
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