Sold
7287 Ray Road, Swartz Creek, MI 48473
Sold on 07/14/2025 for$309,000
MLS # 20251005162 (Realcomp)
3 beds2 baths1,248 sqftBuilt 19451.16 acres
1 / 43
Listing Description
Welcome to 7287 RAY Road, Argentine Twp. Your Dream Home Awaits!Discover the perfect blend of Country, comfort, style, and convenience in this beautifully updated 3-bedroom, 2-bathroom ranch nestled on a spacious 1.16-acre lot in the sought-after Linden School District. With 1,248 sq ft of open-concept living space and a 2-car attached garage, this home is designed to impress.Step inside to find a bright and airy living area and the Gorgeous updated kitchen which boasts a modern center island (2023) that enhances both flow and functionality, perfect for entertaining or everyday living.Additional highlights include Several Outbuildings - one which is used as a "man cave", ample natural light throughout, and an expansive backyard ready for your outdoor vision.Ideally located just minutes from everyday shopping, dining, grocery stores, golf courses, and more. This home combines the charm of suburban living with The Rural Country Privacy that you have been looking for.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,248 sq ft home built in 1945 sits in Argentine Township in Swartz Creek.
Final sale price: $309,000 (about $248/sq ft).
Annual property taxes run approximately $3,577 ($298/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,248 sqft
Lot Size1.16 acres
Year Built1945
Stories1
Location
CitySwartz Creek
MunicipalityArgentine Twp
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/4/2025
Sold Date7/13/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,577
Parcel #0101100004
Source: SparkMLS
Legal Description
A PARCEL OF LAND N 87 DEG 06 MIN 09 SEC W 249.66 FT & S 2 DEG 53 MIN 51 SEC W 50 FT FROM N 1/4 COR OF SEC TH S 87 DEG 06 MIN 09 SEC E 33.56 FT TH S 2 DEG 53 MIN 51 SEC W 200 FT TH N 87 DEG 06 MIN 09 SEC W 254.02 FT TH N 2 DEG 53 MIN 47 SEC E 200 FT & S 87 DEG 06 MIN 09 SEC E 220.46 FT TO PL OF BEG SEC 1 T5N R5E (01) 1.16 A FR 01-01-100-003
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Katie Blalock
Full Circle Real Estate Group LLC
Frequently Asked Questions about 7287 Ray Road, Swartz Creek, MI 48473
Which school district serves 7287 Ray Road, Swartz Creek, MI 48473?
Per MLS# 20251005162, 7287 Ray Road, Swartz Creek, MI 48473 is in the Swartz Creek boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swartz Creek directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251005162, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7287 Ray Road, Swartz Creek, MI 48473?
Per public tax records, annual property taxes for this property are $3,577. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7287 Ray Road, Swartz Creek, MI 48473 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7287 Ray Road, Swartz Creek, MI 48473 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 7287 Ray Road, Swartz Creek, MI 48473. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 7287 Ray Road, Swartz Creek, MI 48473?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Argentine Twp police department or the Genesee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,011
Principal & interest$2,011
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7287 Ray Road, Swartz Creek, MI 48473
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Municipality
Argentine Township
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