Under Contract
731 Monticello Avenue, Pontiac, MI 48340
$154,900
MLS # 20261047002 (Realcomp)
3 beds1 bath1,021 sqftBuilt 19680.14 acres
1 / 15
Listing Description
Beautiful ranch home, move-in ready. Entire home, inside and out, painted and new flooring installed. Luxury vinyl plank through living room and kitchen, cozy new carpet in the bedrooms. Spacious dine-in kitchen with amply cabinetry and countertop space. Kitchen opens to living room for a nice open floorplan. Lovely full bath with tub. Huge basement for additional living or storage space. Nice backyard with partial privacy fence. Updated clean landscaping.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,021 sq ft home built in 1968 sits in Pontiac in Pontiac.
Currently offered at $154,900 (about $152/sq ft).
Estimated annual property tax: $1,069, or about $89 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,021 sqft
Lot Size0.14 acres
Year Built1968
Stories1
Location
CityPontiac
MunicipalityPontiac
Zip Code48340
CountyOakland
School DistrictPontiac
Construction & Systems
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/21/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,069
State Equalized Value$45,600
Taxable Value$27,330
Parcel #1419252021
Source: Public Records
Legal Description
T3N, R10E, SEC 19 DIXIELAND SUBDIVISION LOT 122
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michelle Gharib
Silverstone Real Estate, LLC
Frequently Asked Questions about 731 Monticello Avenue, Pontiac, MI 48340
Which school district serves 731 Monticello Avenue, Pontiac, MI 48340?
Per MLS# 20261047002, 731 Monticello Avenue, Pontiac, MI 48340 is in the Pontiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pontiac directly to confirm enrollment eligibility.
What financing options are available for 731 Monticello Avenue, Pontiac, MI 48340?
Per MLS# 20261047002, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 731 Monticello Avenue, Pontiac, MI 48340?
Per public tax records, annual property taxes for this property are $1,069. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 731 Monticello Avenue, Pontiac, MI 48340 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 731 Monticello Avenue, Pontiac, MI 48340 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 731 Monticello Avenue, Pontiac, MI 48340?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,005
Principal & interest$1,005
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
731 Monticello Avenue, Pontiac, MI 48340
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Municipality
Pontiac
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County
Oakland County
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