Sold
731 S Adams Street, Saginaw, MI 48604
Sold on 08/22/2025 for$277,500
MLS # 50182672 (MiRealSource)
4 beds1 bath2,100 sqftBuilt 19730.91 acres
1 / 27
Listing Description
Charming and spacious, this 4 bedroom, 1.5 bath home offers comfortable living with a blend of modern convenience and country charm. Inside, you'll find a generous family room and a cozy living room, perfect for entertaining or relaxing. The large kitchen is a standout feature, complete with a center island and abundant cabinet space, ideal for both everyday meals and gatherings. A main floor laundry adds ease to your daily routine. Enjoy morning coffee on the covered front porch or host summer cookouts on the back deck. Situated on a large lot, the property also includes a versatile pole barn, perfect for storage, hobbies, or a workshop. This home offers space, functionality, and the peaceful setting you've been looking for.
Source: SparkMLS
About this home
Located in Zilwaukee in Saginaw, this property offers 4-bedroom, 1-bath, 2,100 sq ft, with original construction dating to 1973.
Final sale price: $277,500 (about $132/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area2,100 sqft
Lot Size0.91 acres
Year Built1973
Location
CitySaginaw
MunicipalityZilwaukee
Zip Code48604
CountySaginaw
School DistrictSaginaw City School District
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
SewerPublic
Sale & Financing
Listed7/21/2025
Sold Date8/21/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by JoAnna Stamann
RE/MAX New Image
Frequently Asked Questions about 731 S Adams Street, Saginaw, MI 48604
What school district is 731 S Adams Street, Saginaw, MI 48604 in?
Per MLS# 50182672, this property is served by Saginaw City School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50182672, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 731 S Adams Street, Saginaw, MI 48604 eligible for USDA financing?
Per USDA Rural Development boundary data, 731 S Adams Street, Saginaw, MI 48604 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 731 S Adams Street, Saginaw, MI 48604 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 731 S Adams Street, Saginaw, MI 48604?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 731 S Adams Street, Saginaw, MI 48604. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Zilwaukee police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,845
Principal & interest$1,845
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
731 S Adams Street, Saginaw, MI 48604
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Municipality
Zilwaukee
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