Sold
7345 GERALDINE Circle, Swartz Creek, MI 48473
Sold on 08/22/2025 for$425,000
MLS # 20250027510 (Realcomp)
4 beds3 baths2,276 sqftBuilt 20240.57 acres
1 / 44
Listing Description
New construction home in Bear Creek, located in Swartz Creek school district. RESNET energy smart construction will save owner over $1000 yearly plus home has 10-year structural warranty! With over 2,200 sq ft of living space this floorplan is sure to please with its convenience & style! The main floor welcomes into the foyer, with a convenient powder bath tucked away, and past a den that serves as a multifunctional flex space to the large dining room, perfect for special occasions. The kitchen features white cabinets, a 48-inch prep island, granite counters and tile backsplash. The kitchen has slider doors that lead out to a 10x10 deck. Finishing the main floor is a large great room. The second floor features a primary suite, equipped with a huge WIC and private full bath, 3 additional bedrooms, a full bath and 2nd floor laundry. June/early July 2025 move in, this home is 23 years newer, than similar homes in this price ban.
Source: SparkMLS
About this home
Located in Gaines Township in Swartz Creek, this property offers 4-bedroom, 3-bath, 2,276 sq ft, with original construction dating to 2024.
This home sold for $425,000 (about $187/sq ft).
Annual property taxes run approximately $761 ($63/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 7 providers. Electric service is provided by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,276 sqft
Lot Size0.57 acres
Year Built2024
Stories2
Location
CitySwartz Creek
MunicipalityGaines Twp
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionVinyl Siding
BasementDaylight
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed4/18/2025
Sold Date8/21/2025
Original Price$439,900
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$500 / Annually
Source: SparkMLS
Tax Information
Annual Tax$761
Parcel #1012651010
Source: SparkMLS
Legal Description
UNIT 10 BEAR CREEK EST (05) FR 10-12-300-015
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael L McGivney
Allen Edwin Realty
Frequently Asked Questions about 7345 GERALDINE Circle, Swartz Creek, MI 48473
What school district is 7345 GERALDINE Circle, Swartz Creek, MI 48473 in?
Per MLS# 20250027510, this property is served by Swartz Creek. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20250027510, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250027510, the most recent reported annual property tax for 7345 GERALDINE Circle, Swartz Creek, MI 48473 is $761. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7345 GERALDINE Circle, Swartz Creek, MI 48473 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7345 GERALDINE Circle, Swartz Creek, MI 48473 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 7345 GERALDINE Circle, Swartz Creek, MI 48473?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Gaines Twp police department or the Genesee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,830
Principal & interest$2,788
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7345 GERALDINE Circle, Swartz Creek, MI 48473
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Municipality
Gaines Township
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