Sold
7385 W Ryan Court, Bay City, MI 48706
Sold on 06/16/2026 for$320,000
MLS # 20261022068 (Realcomp)
3 beds2 baths3,000 sqftBuilt 20080.26 acres
1 / 36
Listing Description
Contingency is subject ot sell with the current offer. Home may still be shown and satisfactory offers will still be accepted. 72 hour kickout clause.Easy commute to Saginaw, Bay City, and Midland, so you can spend less time on the road and more time at home. This well kept 3 bedroom, 2 full bath ranch offers 1,500 square feet on the main floor with an open, vaulted layout that feels bright and easy to live in. The kitchen features stainless steel appliances, counter seating, and a layout that keeps everything connected. Keeping things simple with first floor laundry keeps things simple, and the spacious primary suite includes a walk-in closet and an updated private bath. The finished basement adds even more usable space, with three egress windows bringing in great natural light perfect for a second living area, office, or whatever your creative intentions may be! Out back, you’ll find a fully fenced yard with a deck and above ground pool ready for summer. Ryan Court comes with modern touches such as a Ring doorbell, smart light switches, and smart home integrations, making Steve Jobs proud.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 3,000 sq ft home built in 2008 sits in Bay City.
Closed at $320,000 (about $107/sq ft).
Property tax estimate: $4,427 per year ($369/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area3,000 sqft
Lot Size0.26 acres
Year Built2008
Stories1
Location
CityBay City
MunicipalityFrankenlust Twp
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/21/2026
Sold Date6/15/2026
Original Price$329,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,427
Parcel #09030B1700015300
Source: SparkMLS
Legal Description
LOT 153 BROOKESIDE NO. 3, L13/P27 BCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Blake Mullican
Knockout Real Estate
Frequently Asked Questions about 7385 W Ryan Court, Bay City, MI 48706
Which school district serves 7385 W Ryan Court, Bay City, MI 48706?
Per MLS# 20261022068, 7385 W Ryan Court, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What financing options are available for 7385 W Ryan Court, Bay City, MI 48706?
Per MLS# 20261022068, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7385 W Ryan Court, Bay City, MI 48706?
Per public tax records, annual property taxes for this property are $4,427. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7385 W Ryan Court, Bay City, MI 48706 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7385 W Ryan Court, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7385 W Ryan Court, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Frankenlust Twp police department or the Bay County sheriff's office.
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Monthly payment$2,173
Principal & interest$2,173
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7385 W Ryan Court, Bay City, MI 48706
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