Sold
739 Rachelle Street, White Lake, MI
Sold on 09/22/2025 for$764,600
MLS # 20251022818 (Realcomp)
3 beds3 baths2,596 sqftBuilt 19690.41 acres
1 / 41
Listing Description
Experience lakefront living at its finest on Cedar Island Lake! This beautifully updated 3-bedroom, 3-bathroom split ranch is situated at the end of a quiet cul-de-sac and offers stunning views of the 169-acre all-sports lake. The open-concept layout is ideal for entertaining, featuring a modern kitchen with quartz countertops and abundant natural light streaming through triple-pane Pella windows. The spacious primary suite overlooks the lake, creating a peaceful retreat. Downstairs, the finished walkout lower level includes a cozy fireplace and additional living space. Enjoy your morning coffee in the bright three-season room or unwind on the expansive TimberTech deck with sleek glass railings—perfect for taking in the panoramic views. The beautifully landscaped yard includes zoned irrigation and a walk-in waterfront for easy lake access. A dock is included with the sale—just bring your boat and enjoy!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,596 sq ft home built in 1969 sits in White Lake Township in White Lake.
Final sale price: $764,600 (about $295/sq ft).
Property tax estimate: $10,080 per year ($840/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,596 sqft
Lot Size0.41 acres
Year Built1969
Stories2
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick, Other
BasementSlab
Garage2 spaces
HeatingBaseboard
WaterWell
SewerSeptic Tank
InteriorWater Softener/Owned
Sale & Financing
Listed7/31/2025
Sold Date9/21/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$200 / Annually
Source: SparkMLS
Tax Information
Annual Tax$6,896
State Equalized Value$350,370
Taxable Value$350,370
Parcel #1227478004
Source: Public Records
Legal Description
T3N, R8E, SEC 27 GOLDEN SHORES SUB NO 1 LOT 38
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kevin Devergilio
REALTEAM Real Estate
Frequently Asked Questions about 739 Rachelle Street, White Lake, MI
Which school district serves 739 Rachelle Street, White Lake, MI?
Per MLS# 20251022818, 739 Rachelle Street, White Lake, MI is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251022818, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 739 Rachelle Street, White Lake, MI?
Per public tax records, annual property taxes for this property are $6,896. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 739 Rachelle Street, White Lake, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 739 Rachelle Street, White Lake, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 739 Rachelle Street, White Lake, MI. The maximum advertised download speed is 2.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 739 Rachelle Street, White Lake, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$10,080
Monthly$840
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$6,046
Principal & interest$5,189
Property taxes$840
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
739 Rachelle Street, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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