For Sale
7397 Tammy Drive, Indian River, MI 49749
$850,000
MLS # 20261034661 (Realcomp)
3 beds3 baths2,421 sqftBuilt 20261.32 acres
1 / 3
Listing Description
Modern Luxury Meets Riverfront Serenity on the Sturgeon River.Welcome to your brand-new, architectural masterpiece custom-built on the pristine banks of the Sturgeon River. Designed with an uncompromising eye for detail, this new construction home flawlessly blends craftsman style luxury with the raw beauty of northern Michigan nature.Inside, an expansive open-concept floor plan greets you with windows and door wall opening to a raised deck framing panoramic views of the 100+ ft or private rushing river frontage. The gourmet chef's kitchen features custom cabinetry, premium granite countertops, large eat-in island, and high-end appliances—perfect for entertaining. Escape to the main-floor primary suite, a private sanctuary boasting a spa-like ensuite and direct deck access.Step outside onto the expansive deck to hear the soothing sounds of the river, or head down to your private water frontage, ideal for blue-ribbon trout fishing, kayaking, or simply unwinding. Every inch of this home has been meticulously crafted with top-tier materials and energy-efficient systems. Don't miss the chance to own a pristine, never-lived-in waterfront retreat. Home construction to begin spring of 2026. Project is agent owned. Contact for additional details and the opportunity to collaborate on custom finishes. Home is centrally located in Northern MI - only 4 miles to Indian River, Burt Lake, and Mullet Lake. 30 minutes to Petoskey, Cheboygan, and the Mighty Mackinaw Bridge. Easy access to #7 rail/snowmobile trail. Enjoy all four seasons of outdoor activities and exploring all things Northern Michigan is renowned for.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,421 sq ft home built in 2026 sits in Indian River.
Listed at $850,000 (about $351/sq ft).
Estimated annual property tax: $804, or about $67 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,421 sqft
Lot Size1.32 acres
Year Built2026
Stories2
Location
CityIndian River
MunicipalityMentor Twp
Zip Code49749
CountyCheboygan
School DistrictInland Lakes
Construction & Systems
ConstructionLog, Wood Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Home Warranty
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$804
Parcel #200O5500000500
Source: SparkMLS
Legal Description
OAK KNOLL CONDOMINIUM, SITE 5, ACCORDING TO MASTER DEED RECD IN 606/1-42. (SEC 11, T34N,R3W) 580/95;606/292;615/317; 621/911;621/914;624/50;728/861;772/165;772/166;794/396;803/112;803/113; 920/929;1457/263;1457/264;1526/823
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Janet Mass
American Homes and Realty
Frequently Asked Questions about 7397 Tammy Drive, Indian River, MI 49749
What school district is 7397 Tammy Drive, Indian River, MI 49749 in?
Per MLS# 20261034661, this property is served by Inland Lakes. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261034661, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261034661, the most recent reported annual property tax for 7397 Tammy Drive, Indian River, MI 49749 is $804. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7397 Tammy Drive, Indian River, MI 49749 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7397 Tammy Drive, Indian River, MI 49749 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Mentor Twp police department or the Cheboygan County sheriff's office.
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Monthly payment$5,513
Principal & interest$5,513
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7397 Tammy Drive, Indian River, MI 49749
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