Sold
74 Lucky Drive, Coldwater, MI 49036
Sold on 10/01/2025 for$340,000
MLS # 25020309 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,120 sqftBuilt 19950.12 acres
1 / 41
Listing Description
*NORTH CHAIN OF LAKES** Motivated Sellers!!!! Discover your perfect lakeside getaway with this charming year-round home on Cemetery Lake, one of 7 lakes in the North Chain of Lakes. This FULLY furnished retreat features three inviting bedrooms and a well-designed bathroom, providing a comfortable and ready-to-enjoy living space. This home is the true definition of ''turn-key'' allowing you to get the keys and immediately start enjoying the lake and hosting friends and family. Absolutely no moving needed!! Perfect for an Airbnb investors dream property, someone traveling from out of town/state to the lake, or a year round home! Step outside to the lake side covered patio featuring a custom wrap around bar with a smoker and Blackstone grill making it an ideal spot for cookouts and
Source: SparkMLS
About this home
Located in Coldwater in Coldwater, this property offers 3-bedroom, 1-bath, 1,120 sq ft, with original construction dating to 1995.
Closed at $340,000 (about $304/sq ft).
Estimated annual property tax: $5,457, or about $455 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms1
Living Area1,120 sqft
Lot Size0.12 acres
Year Built1995
Stories1
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCenter Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed8/4/2025
Sold Date9/30/2025
Original Price$385,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,457
Tax Year2024
Assessed Value$90,700
Parcel #303-000-001-027-00
Source: SparkMLS
Legal Description
LOT 17 BLK 3 PILOT KNOB PLAT SEC 17 T6S R6W
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sydney Butler MTP Group
Real Broker LLC
Frequently Asked Questions about 74 Lucky Drive, Coldwater, MI 49036
Which school district serves 74 Lucky Drive, Coldwater, MI 49036?
Per MLS# 25020309, 74 Lucky Drive, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25020309, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 74 Lucky Drive, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $5,457 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 74 Lucky Drive, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 74 Lucky Drive, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 74 Lucky Drive, Coldwater, MI 49036. The maximum advertised download speed is 1.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 74 Lucky Drive, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,367
Principal & interest$2,367
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
Coldwater Board of Public UtilitiesFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsColdwater Board of Public UtilitiesCable
200 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
74 Lucky Drive, Coldwater, MI 49036
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Municipality
Coldwater
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