For Sale
740 12th Street NW, Grand Rapids, MI 49504
$195,000
MLS # 26031425 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,243 sqftBuilt 18700.04 acres
1 / 28
Listing Description
Great opportunity to get into your first home! Affordable, and located just off the bus line. Solid mechanicals. Maintenence-free exterior. New kitchen appliances. Large, open spaces with tall ceilings. Great, off-street parking 2+. Fresh, updated bath on the main floor. Offers reviewed at noon 7/29.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,243 sq ft home built in 1870 sits in Grand Rapids in Grand Rapids.
Currently offered at $195,000 (about $157/sq ft).
Annual property taxes run approximately $1,259 ($105/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,243 sqft
Lot Size0.04 acres
Year Built1870
Stories2
Location
CityGrand Rapids
MunicipalityCity of Grand Rapids
Zip Code49504
CountyKent
School DistrictGrand Rapids
Construction & Systems
StyleCape Cod
ConstructionBlock, Vinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
Sale & Financing
Listed6/23/2026
Original Price$215,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,259
Tax Year2025
State Equalized Value$70,100
Taxable Value$25,043
Assessed Value$25,043
Parcel #411324104017
Source: Public Records
Legal Description
W 53 FT OF N 39 FT OF LOT 18 BLK 4* L G MASON & CO S SUB* OF W 1/2 OF NW 1/4 OF SECTION 24 T 7 N R 12 WEST
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jeffrey M Blahnik
Five Star Real Estate (Main)
Frequently Asked Questions about 740 12th Street NW, Grand Rapids, MI 49504
Which school district serves 740 12th Street NW, Grand Rapids, MI 49504?
Per MLS# 26031425, 740 12th Street NW, Grand Rapids, MI 49504 is in the Grand Rapids boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Rapids directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26031425, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 740 12th Street NW, Grand Rapids, MI 49504?
Per public tax records, annual property taxes for this property are $1,259 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 740 12th Street NW, Grand Rapids, MI 49504 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 740 12th Street NW, Grand Rapids, MI 49504 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 740 12th Street NW, Grand Rapids, MI 49504?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the City of Grand Rapids police department or the Kent County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
740 12th Street NW, Grand Rapids, MI 49504
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Municipality
Grand Rapids
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