For Sale
740 E 10 Mile Road, Ferndale, MI 48220
$259,900
MLS # 20261052527 (Realcomp)
2 beds2 baths934 sqftBuilt 19540.1 acres
1 / 27
Listing Description
When was the last time you came across a Ferndale ranch with a huge primary ensuite, gorgeous sprawling gardens, two full bathrooms and a backyard oasis? I can tell you, this home is a rare one!  Walking up, you're welcomed with beautifully curated gardens surrounding a large custom-built covered deck. Entering the front door, you're met with a sleek open layout. Two sizable bedrooms, including the primary suite with a walk thru closet to the luxurious bathroom. The kitchen comes equipped with stainless steel appliances (2023/24), while major mechanical updates provide peace of mind, including the furnace and central air conditioning (2022), a roof redone in 2024, a Nest smart thermostat, and electrical updates including a hookup for a generator. Step outside and discover your own private retreat. The backyard is filled with lush gardens and a quaint patio. Ideally situated with quick access to I-696 and I-75, this home exceptional convenience to downtown Ferndale, Royal Oak, Detroit, shopping, dining, and more. With exceptional character and quality updates, this Ferndale gem is one you won't want to miss!
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 2-bedroom, 2-bath, 934 sq ft, with original construction dating to 1954.
Currently offered at $259,900 (about $278/sq ft).
Annual property taxes run approximately $2,740 ($228/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area934 sqft
Lot Size0.1 acres
Year Built1954
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
HeatingForced Air
Sale & Financing
Listed7/8/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$2,740
State Equalized Value$86,410
Taxable Value$51,190
Parcel #2527202006
Source: Public Records
Legal Description
T1N, R11E, SEC 27 WOODWARD HTS ROYAL OAK ADD LOT 195, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kelly McRee
@properties Christie's Int'l R.E. Royal Oak
Frequently Asked Questions about 740 E 10 Mile Road, Ferndale, MI 48220
What school district is 740 E 10 Mile Road, Ferndale, MI 48220 in?
Per MLS# 20261052527, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261052527, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261052527, the most recent reported annual property tax for 740 E 10 Mile Road, Ferndale, MI 48220 is $2,740. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 740 E 10 Mile Road, Ferndale, MI 48220 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 740 E 10 Mile Road, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
740 E 10 Mile Road, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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