For Sale
740 N Hawley Drive, Coldwater, MI 49036
$444,950
MLS # 26030014 (Michigan Regional Information Center (MichRIC))
2 beds2 baths3,174 sqftBuilt 19400.32 acres
1 / 73
Listing Description
Enjoy lake living on beautiful Morrison Lake with this well-maintained 2-bedroom, 2-bath home featuring a full finished basement with potential for a third bedroom. The main level offers an open floor plan with the kitchen, dining area, and living room flowing together to create a comfortable and functional living space. A three-season room overlooks the lake and includes a Murphy bed, providing additional sleeping space for guests. Ask for more details about home being sold furnished. The finished basement adds valuable living area with a family room, office, full bath, and laundry room. Recent updates include a new roof in 2025, furnace in 2026, water softener in 2020, and well and septic systems in 2018. Outside, you'll find both a two-car detached garage and an additional one-car detached garage, offering ample storage for vehicles, watercraft, and recreational equipment.
Source: SparkMLS
About this home
Located in Coldwater, this property offers 2-bedroom, 2-bath, 3,174 sq ft, with original construction dating to 1940.
Asking $444,950 (about $140/sq ft).
Estimated annual property tax: $3,271, or about $273 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area3,174 sqft
Lot Size0.32 acres
Year Built1940
Stories2
Location
CityColdwater
MunicipalityGirard Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/16/2026
Original Price$474,950
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,271
Tax Year2025
Assessed Value$115,412
Parcel #030-T25-000-011-99
Source: SparkMLS
Legal Description
GIRARD TWP/T5S R6W, SEC 32: LOTS 11 & 88 OF ASSESSOR'S PLAT OF TEMPLAR BEACH NO 1.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Blake Jenkins
CENTURY 21 Affiliated
Frequently Asked Questions about 740 N Hawley Drive, Coldwater, MI 49036
What school district is 740 N Hawley Drive, Coldwater, MI 49036 in?
Per MLS# 26030014, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26030014, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26030014, the most recent reported annual property tax for 740 N Hawley Drive, Coldwater, MI 49036 is $3,271 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 740 N Hawley Drive, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 740 N Hawley Drive, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Girard Twp police department or the Branch County sheriff's office.
Map
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Monthly payment$2,886
Principal & interest$2,886
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
740 N Hawley Drive, Coldwater, MI 49036
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