For Sale
7424 DYKE ROAD, Clay, MI 48001
$549,900
MLS # 20261033799 (Realcomp)
4 beds3 baths2,534 sqftBuilt 20250.17 acres
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Listing Description
Introducing a rare, newly constructed canal-front home built in 2025, offering direct water access just a few minute boat ride from the main lake. This turnkey gem welcomes you with a spacious foyer and an office that overlooks the tranquil water, setting the tone for the open, sunlit living spaces beyond. Large windows, vaulted ceilings, and an electric fireplace create a bright, inviting atmosphere perfect for entertaining or everyday living. The chef-inspired kitchen features pristine white cabinetry, a generous island, and brand-new stainless steel appliances. The master suite is a private retreat with a custom tray ceiling and a luxurious bathroom that includes a freestanding soaking tub, a frameless glass shower, and heated floors for ultimate comfort. An instant water heater ensures ample hot water, while LifeProof luxury vinyl flooring runs throughout for durability and style. Upstairs, three additional bedrooms, ample storage, and refined finishes complete the home. Outside, the property shines with a newly built Trex deck, private canal frontage with a seawall, and an irrigation system that uses canal water at no cost. Extra parking beside the home accommodates a boat or RV. The heated two-car garage includes an EV charging outlet and a hot/cold water spigot, making this waterfront haven truly move-in ready. All information deemed reliable but not guaranteed. Buyers or buyer's agent to verify all information. Some photos have been virtually staged or digitally enhanced.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,534 sq ft home built in 2025 sits in Clay Township in Clay.
Asking $549,900 (about $217/sq ft).
Annual property taxes run approximately $1,570 ($131/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,534 sqft
Lot Size0.17 acres
Year Built2025
Stories2
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,570
Parcel #74143340016000
Source: SparkMLS
Legal Description
LOT 18 PERCH POINT ISLES SEC 25 T3N R15E (W03922E18)
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James A Haidar
RE/MAX First
Frequently Asked Questions about 7424 DYKE ROAD, Clay, MI 48001
What school district is 7424 DYKE ROAD, Clay, MI 48001 in?
Per MLS# 20261033799, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261033799, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261033799, the most recent reported annual property tax for 7424 DYKE ROAD, Clay, MI 48001 is $1,570. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7424 DYKE ROAD, Clay, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7424 DYKE ROAD, Clay, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7424 DYKE ROAD, Clay, MI 48001
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Municipality
Clay Township
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