Sold
7440 N US-23, 2, Oscoda, MI 48750
Sold on 08/07/2025 for$410,000
MLS # 20250013978 (Realcomp)
2 beds2 baths1,751 sqftBuilt 2001
1 / 51
Listing Description
This unique home combines modern comforts with the natural beauty of Lake Huron, offering you the opportunity to own a slice of Michigan's waterfront paradise with sugar sand beaches. Whether you're seeking a year-round residence or a seasonal retreat, this home is ready to fulfill your lakefront living dreams. Numerous upgrades including A whole-house Generac generator (2020), New Roof 2018, New Furnace and AC 2024, tankless water heater, infra red sauna & more! While this appraised as a 2 Bedroom, there is a 3rd finished room with a closet and a 4th bonus room that could be turned into a 4th bedroom. Located just 5 miles from downtown Oscoda, this home offers convenient access to local restaurants, museums, and shopping. The area is rich in natural attractions, with numerous Department of Natural Resources (DNR) boat launches nearby, including those on the Au Sable River and in East Tawas. State parks, bald eagles and wildlife areas abound, providing ample opportunities for outdoor recreation. Additionally, ATV and snowmobile trails are in close proximity, catering to adventure enthusiasts. Love where you Live!
Source: SparkMLS
About this home
Located in Oscoda, this property offers 2-bedroom, 2-bath, 1,751 sq ft, with original construction dating to 2001.
Final sale price: $410,000 (about $234/sq ft).
Property tax estimate: $2,829 per year ($236/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,751 sqft
Year Built2001
Stories2
Location
CityOscoda
MunicipalityOscoda Twp
Zip Code48750
CountyIosco
School DistrictOscoda
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorGenerator
Sale & Financing
Listed3/11/2025
Sold Date8/6/2025
Original Price$449,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,829
Parcel #06301120000327
Source: SparkMLS
Legal Description
PENMANN CONDOMINIUMS UNIT2 RECORDED IN L637/P850-888
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lisa Bibbee
Century 21 Northland
Frequently Asked Questions about 7440 N US-23, 2, Oscoda, MI 48750
Which school district serves 7440 N US-23, 2, Oscoda, MI 48750?
Per MLS# 20250013978, 7440 N US-23, 2, Oscoda, MI 48750 is in the Oscoda boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Oscoda directly to confirm enrollment eligibility.
What financing options are available for 7440 N US-23, 2, Oscoda, MI 48750?
Per MLS# 20250013978, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7440 N US-23, 2, Oscoda, MI 48750?
Per public tax records, annual property taxes for this property are $2,829. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7440 N US-23, 2, Oscoda, MI 48750 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7440 N US-23, 2, Oscoda, MI 48750 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7440 N US-23, 2, Oscoda, MI 48750?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Oscoda Twp police department or the Iosco County sheriff's office.
Map
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Monthly payment$2,789
Principal & interest$2,789
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7440 N US-23, 2, Oscoda, MI 48750
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