Sold
74520 Spencer Street, MI
Sold on 09/03/2025 for$395,000
MLS # 50181196 (MiRealSource)
3 beds2 baths1,569 sqftBuilt 20240.9 acres
1 / 53
Listing Description
Just built in 2024! 1,569 sq/ft Ranch on Nearly One Acre in Armada! Welcome to this stunning ranch offering modern living on a spacious, nearly one-acre lot—directly across the street from Krause Elementary School and within walking distance to charming and historic downtown Armada. This beautifully modern designed 3-bedroom, 2-bathroom home features an open-concept layout with high ceilings, abundant natural light, and tasteful finishes throughout. The kitchen is a standout with granite countertops, quality cabinetry, and a seamless flow into the dining and living areas—perfect for entertaining or everyday comfort. The large primary suite offers a private bath with a stand in shower, free standing tub, and generous closet space, while two additional bedrooms provide flexibility for guests, a home office, or a growing family. Both bathrooms are outfitted with granite countertops and modern, timeless fixtures. Enjoy outdoor living with a covered front porch and back patio. A fully fenced-in yard is ideal for pets, play, or backyard gatherings. The attached 2-car garage and shed adds convenience and extra storage, and the nearly one-acre lot gives you room to garden or simply enjoy your space. Perfectly situated in a quiet neighborhood, just steps from the school and a short walk to Armada’s shops, dining, and community events—this move-in ready home that is loaded with new appliances is a rare find. Schedule your tour today! ***OPEN HOUSE SAT 8/9 FROM 12-2 PM AND SUN 8/10 FROM 12-2 PM***
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,569 sq ft home in Armada Village in Michigan built in 2024.
Closed at $395,000 (about $252/sq ft).
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,569 sqft
Lot Size0.9 acres
Year Built2024
Location
CountyMacomb
School DistrictArmada Area Schools
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/9/2025
Sold Date9/2/2025
Original Price$425,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Craig Arsenault
KW Platinum
Frequently Asked Questions about 74520 Spencer Street, MI
What school district is 74520 Spencer Street, MI in?
Per MLS# 50181196, this property is served by Armada Area Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50181196, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 74520 Spencer Street, MI eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 74520 Spencer Street, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 74520 Spencer Street, MI?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 74520 Spencer Street, MI. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,659
Principal & interest$2,659
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
74520 Spencer Street, MI
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Municipality
Armada Village
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