For Sale
7500 Nine Mile Point Drive, Charlevoix, MI 49720
$599,900
MLS # 26003065 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,900 sqftBuilt 20040.41 acres
1 / 37
Listing Description
This turnkey Lake Michigan access home offers the perfect combination of luxury and practicality, making it ideal for year-round living, family vacations, or rental income. Conveniently located on a lot and a half, just outside Bay Harbor with an easy drive to Petoskey and Charlevoix, the home features 4 bedrooms, 3 baths, ample storage, soaring cathedral ceilings, a finished walkout lower level, and a spacious attached two-car garage. The outdoor space boasts a flagstone patio, a serene meditation pond with a waterfall, and access to an exceptional community with shared frontage, including a private beach, gas grills, and a picnic pavilion. Offering breathtaking views and situated in Michigan's coveted Gold Coast, this property is a true value-packed gem that won't disappoint.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 1,900 sq ft home in Charlevoix built in 2004.
Listed at $599,900 (about $316/sq ft).
Property tax estimate: $8,477 per year ($706/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,900 sqft
Lot Size0.41 acres
Year Built2004
Stories2
Location
CityCharlevoix
MunicipalityHayes Twp
Zip Code49720
CountyCharlevoix
School DistrictCharlevoix
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed1/25/2026
Original Price$624,900
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$90 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$8,477
Tax Year2025
Assessed Value$196,200
Parcel #400-106-00 / 400-107-00
Source: SparkMLS
Legal Description
MICHIGAN SHORES LOT 107 & W1/2 OF LOT 106 99SP/COMB0398 400-106-00/400-107-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas A Rumble
EXP Realty LLC
Frequently Asked Questions about 7500 Nine Mile Point Drive, Charlevoix, MI 49720
What school district is 7500 Nine Mile Point Drive, Charlevoix, MI 49720 in?
Per MLS# 26003065, this property is served by Charlevoix. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26003065, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26003065, the most recent reported annual property tax for 7500 Nine Mile Point Drive, Charlevoix, MI 49720 is $8,477 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7500 Nine Mile Point Drive, Charlevoix, MI 49720 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7500 Nine Mile Point Drive, Charlevoix, MI 49720 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 7500 Nine Mile Point Drive, Charlevoix, MI 49720?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hayes Twp police department or the Charlevoix County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,899
Principal & interest$3,891
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
SpectrumCable
1 GbpsTruestreamFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7500 Nine Mile Point Drive, Charlevoix, MI 49720
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