Sold
7615 Oyster Bay Drive, Charlevoix, MI 49720
Sold on 05/29/2026 for$5,050,000
MLS # 20261028342 (Realcomp)
4 beds5 baths5,500 sqftBuilt 20230.19 acres
1 / 1
Listing Description
This stunning waterfront home in the exclusive Oyster Pointe community boasts 107 feet of pristine frontage on Lake Charlevoix, offering breathtaking views and direct access to crystal-clear waters. A private 40-foot boat slip with a custom floating dock makes lake living effortless. Inside, over 6,400 square feet of beautifully designed living space includes 4 spacious bedrooms and 4.5 luxurious bathrooms, blending comfort and elegance. Just minutes from downtown Charlevoix, Boyne City, and Petoskey, the home offers both privacy and convenience. Residents enjoy access to a private marina, tennis and pickleball courts, a heated pool, clubhouse, and over 300 acres of scenic nature preserves with winding trails. Wake up to sparkling lake views and spend your days on the water in this beautiful Oyster Pointe retreat. Opportunities like this on Lake Charlevoix are rare. Schedule your private showing today.
Source: SparkMLS
About this home
Located in Charlevoix, this property offers 4-bedroom, 5-bath, 5,500 sq ft, with original construction dating to 2023.
Closed at $5,050,000 (about $918/sq ft).
Annual property taxes run approximately $42,670 ($3,556/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Living Area5,500 sqft
Lot Size0.19 acres
Year Built2023
Stories2
Location
CityCharlevoix
MunicipalityHayes Twp
Zip Code49720
CountyCharlevoix
School DistrictCharlevoix
Construction & Systems
ConstructionOther
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed5/28/2026
Sold Date5/28/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$10,000 / Annually
Source: SparkMLS
Tax Information
Annual Tax$42,670
Parcel #00747501100
Source: SparkMLS
Legal Description
UNIT 11 OYSTER POINTE CONDO AS RECD L316 P714-P802 CHX CO R/D 6.25% 1ST AMEND L316 P814; 2ND AMEND L336 P903; 3RD AMEND L396 P793; 4TH AMEND L1136 P497
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Katherine E Broock
Max Broock, REALTORS®-Birmingham
Frequently Asked Questions about 7615 Oyster Bay Drive, Charlevoix, MI 49720
Which school district serves 7615 Oyster Bay Drive, Charlevoix, MI 49720?
Per MLS# 20261028342, 7615 Oyster Bay Drive, Charlevoix, MI 49720 is in the Charlevoix boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Charlevoix directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261028342, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7615 Oyster Bay Drive, Charlevoix, MI 49720?
Per public tax records, annual property taxes for this property are $42,670. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7615 Oyster Bay Drive, Charlevoix, MI 49720 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7615 Oyster Bay Drive, Charlevoix, MI 49720 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7615 Oyster Bay Drive, Charlevoix, MI 49720?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hayes Twp police department or the Charlevoix County sheriff's office.
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Monthly payment$35,851
Principal & interest$35,018
HOA$833
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7615 Oyster Bay Drive, Charlevoix, MI 49720
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