For Sale
7651 Main Street, Bear Lake, MI 49614
$299,999
MLS # 26034546 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,058 sqftBuilt 19650.13 acres
1 / 51
Listing Description
Property will be Active on Tuesday 7/14/26. Small town living, with Bear Lake views. Bear Lake is 1800 acres, as well as being one of the most desirable all sports lakes in the area with convenient access. This clean 2 bed, 1.5 baths with 1st floor living has an open Kitchen and Dinning room which flows with hardwood flooring to a large Living room with fireplace and great views of Bear Lake from your window. The deck has plenty of room to relax, barbeque and entertain with a pergola over head. With access to Bear Lake within walking distance you are also a short drive to Lake Michigan, Arcadia Bluffs Golf Course, Crystal Mountain Ski & Golf Resort, shopping and dining which are some of the best places in the Midwest. If you are looking for a great house in a great area you will definitely need to see this one first.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,058 sq ft home in Bear Lake Village in Bear Lake built in 1965.
Listed at $299,999 (about $284/sq ft).
Estimated annual property tax: $1,828, or about $152 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,058 sqft
Lot Size0.13 acres
Year Built1965
Stories1
Location
CityBear Lake
MunicipalityBear Lake Vlg
Zip Code49614
CountyManistee
School DistrictBear Lake
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed7/13/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,828
Tax Year2026
State Equalized Value$99,600
Taxable Value$49,188
Assessed Value$49,188
Homestead (PRE)100%
Parcel #32-221-713-01
Source: Public Records
Legal Description
VILLAGE OF BEAR LAKE E 88 FT LOT 1 BLOCK G. SALE(78) 3370 0174 (83) 3422 0949 (96) 285 1639 0621 (98) 535 1674 0574
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John Judge
Coldwell Banker Schmidt - Onekama
Frequently Asked Questions about 7651 Main Street, Bear Lake, MI 49614
What school district is 7651 Main Street, Bear Lake, MI 49614 in?
Per MLS# 26034546, this property is served by Bear Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26034546, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034546, the most recent reported annual property tax for 7651 Main Street, Bear Lake, MI 49614 is $1,828 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7651 Main Street, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7651 Main Street, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,946
Principal & interest$1,946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7651 Main Street, Bear Lake, MI 49614
View full property history →
Municipality
Bear Lake Village
View all listings →
Get email alerts for new listings near 7651 Main Street
We'll notify you when something hits the market in Bear Lake Village or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.