For Sale
7657 Cottonwood, Richland, MI 49083
$414,900
MLS # 26021059 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,500 sqftBuilt 19881.16 acres
1 / 54
Listing Description
Incredible opportunity to own a fully updated home on over an acre in the award-winning Gull Lake School District! This move-in ready home features a fully renovated kitchen with quartz countertops, new cabinetry, and all new appliances. Every bathroom has been updated including the primary suite which features an expanded shower. New flooring throughout, brand new energy efficient windows and doors, and fresh paint complete the package. Set on a wooded lot in a quiet cul-de-sac, you get the privacy of acreage with the charm of a neighborhood perfect for family walks and bike rides. The walkout lower level adds even more living space with a family room, fifth bedroom, and bonus room ideal for a home office or gym. Step outside to the deck and take in over an acre of your own. Homes like this in Gull Lake schools don't last. Schedule your showing today
Source: SparkMLS
About this home
Located in Richland Township in Richland, this property offers 5-bedroom, 3-bath, 2,500 sq ft, with original construction dating to 1988.
Currently offered at $414,900 (about $166/sq ft).
Estimated annual property tax: $5,558, or about $463 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,500 sqft
Lot Size1.16 acres
Year Built1988
Stories2
Location
CityRichland
MunicipalityRichland Twp
Zip Code49083
CountyKalamazoo
School DistrictGull Lake
Construction & Systems
StyleTraditional
ConstructionAluminum Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed5/7/2026
Original Price$434,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,558
Tax Year2025
Assessed Value$160,700
Parcel #03-21-280-120
Source: SparkMLS
Legal Description
COUNTRY VIEW NO 2 LOT 35*
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Justin M Lennon
Elite Realty Group
Frequently Asked Questions about 7657 Cottonwood, Richland, MI 49083
Which school district serves 7657 Cottonwood, Richland, MI 49083?
Per MLS# 26021059, 7657 Cottonwood, Richland, MI 49083 is in the Gull Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Gull Lake directly to confirm enrollment eligibility.
What financing options are available for 7657 Cottonwood, Richland, MI 49083?
Per MLS# 26021059, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7657 Cottonwood, Richland, MI 49083?
Per public tax records, annual property taxes for this property are $5,558 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7657 Cottonwood, Richland, MI 49083 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7657 Cottonwood, Richland, MI 49083 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7657 Cottonwood, Richland, MI 49083?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Richland Twp police department or the Kalamazoo County sheriff's office.
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Monthly payment$2,691
Principal & interest$2,691
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7657 Cottonwood, Richland, MI 49083
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Municipality
Richland Township
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