Pending
772 Midland Road, Bay City, MI 48706
$319,900
MLS # 50213564 (MiRealSource)
3 beds2 bathsBuilt 19571 acres
1 / 30
Listing Description
Welcome to 772 Midland Road. A beautifully updated home that perfectly combines comfort, functionality, and exceptional outdoor living. Situated on a picturesque 1-acre lot, this 1,630-square-foot home has been thoughtfully renovated with major updates already completed, making it truly move-in ready. Inside, you'll find spacious living areas featuring both a living room and a family room, each with its own cozy fireplace, providing warm and inviting spaces for relaxing or entertaining. Recent improvements include new windows, furnace, central air conditioning, flooring, fresh paint, and custom window treatments. The partially finished basement adds valuable flexible space for a recreation room, home office, gym, or additional storage. Step outside to your own private retreat. The expansive concrete patio and covered gazebo create the perfect setting for summer gatherings, while the meticulously maintained landscaping enhances the beauty and privacy of the property. Car enthusiasts, hobbyists, and anyone needing extra workspace will appreciate the impressive heated pole barn featuring two garage bays and already outfitted for a car hoist and a separate electrical box from the home. Combined with the home's attached garage, there is no shortage of space for vehicles, equipment, or recreational toys. Schedule your private showing today!
Source: SparkMLS
About this home
Located in Bay City, this property offers 3-bedroom, 2-bath, with original construction dating to 1957.
Currently offered at $319,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size1 acres
Year Built1957
Location
CityBay City
MunicipalityMonitor Twp
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #100-020-400-020-00
Source: SparkMLS
Legal Description
E 100 FT OF W 300 FT OF N 435.6 FT OF W 1/2 OF W 1/2 OF SE 1/4. SEC 20 T14N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jodie Bow
Century 21 Signature Realty
Frequently Asked Questions about 772 Midland Road, Bay City, MI 48706
What school district is 772 Midland Road, Bay City, MI 48706 in?
Per MLS# 50213564, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50213564, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 772 Midland Road, Bay City, MI 48706 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 772 Midland Road, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Monitor Twp police department or the Bay County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,075
Principal & interest$2,075
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
772 Midland Road, Bay City, MI 48706
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