Sold
774 Gardendale Street, Ferndale, MI 48220
Sold on 04/24/2026 for$221,000
MLS # 20261018701 (Realcomp)
2 beds1 bath1,058 sqftBuilt 19420.11 acres
1 / 24
Listing Description
Opportunity is knocking…located in the “Dales of Ferndale”, this Ranch offers vintage details, style and updates! Architectural details including the covered front porch, hexagonal window provides distinction to this ready to move in home. Hardwood flooring unites the Living Room and Dining Area. The Kitchen is open to the Dining Space and is complete with vintage tiling, along with refreshed cabinetry. All appliances included. The Bathroom offers a gorgeous, original tiled floor and walls. Updated with a vanity offering additional storage. The basement is partially finished and offers extra living space as well as laundry and storage areas. Additional features: updated windows, lighting, garage, paver patio, and fenced yard.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,058 sq ft home built in 1942 sits in Ferndale in Ferndale.
Final sale price: $221,000 (about $209/sq ft).
Property tax estimate: $4,830 per year ($403/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,058 sqft
Lot Size0.11 acres
Year Built1942
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed3/29/2026
Sold Date4/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,830
State Equalized Value$94,660
Taxable Value$94,660
Parcel #2534304009
Source: Public Records
Legal Description
T1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 371
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robert Campbell
Max Broock, REALTORS®-Birmingham
Frequently Asked Questions about 774 Gardendale Street, Ferndale, MI 48220
Which school district serves 774 Gardendale Street, Ferndale, MI 48220?
Per MLS# 20261018701, 774 Gardendale Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261018701, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 774 Gardendale Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $4,830. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 774 Gardendale Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 774 Gardendale Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 774 Gardendale Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
774 Gardendale Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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