For Sale
774 Lavette Avenue, Benton Harbor, MI 49022
$150,000
MLS # 26029297 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19260.14 acres
1 / 12
Listing Description
Welcome to this duplex in Benton Harbor, offering a great opportunity for investors or buyers looking for additional income. The property features a spacious 3 bedroom unit on the main level and a 2 bedroom, 1 bath unit upstairs, making it an excellent option for rental income or owner occupancy. The lower unit offers plenty of living space with three comfortable bedrooms, while the upper unit provides a functional layout with two bedrooms and a full bathroom. With separate living spaces, this property offers flexibility for tenants and owners alike. Conveniently located with easy access to shopping, major roadways, and less than 10 minutes from St. Joseph, this property puts you close to everything Southwest Michigan has to offer. Whether you're looking to expand your investment portfolio or live in one unit while renting the other, this duplex presents a fantastic opportunity with strong income potential.
Source: SparkMLS
About this home
Asking $150,000.
Annual property taxes run approximately $2,611 ($218/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.14 acres
Year Built1926
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionVinyl Siding
BasementFull
HeatingForced Air
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed6/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,611
Tax Year2025
Assessed Value$41,700
Parcel #11-51-3120-0040-00-8
Source: SparkMLS
Legal Description
LOT 4 BLK D HEATH 2ND ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bailey Bingham
True Michigan Properties
Frequently Asked Questions about 774 Lavette Avenue, Benton Harbor, MI 49022
Which school district serves 774 Lavette Avenue, Benton Harbor, MI 49022?
Per MLS# 26029297, 774 Lavette Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26029297, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 774 Lavette Avenue, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $2,611 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 774 Lavette Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 774 Lavette Avenue, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 774 Lavette Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
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Monthly payment$973
Principal & interest$973
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
774 Lavette Avenue, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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