Pending
7741 Old Channel Trail, Montague, MI 49437
$360,000
MLS # 26031399 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,292 sqftBuilt 19701.12 acres
1 / 37
Listing Description
Beautifully renovated home with seasonal White Lake views located in the heart of Montague, Michigan. This spacious 5-bedroom, 2-bath home combines classic character with extensive recent updates, making it an excellent opportunity for buyers seeking a move-in-ready home near White Lake. Recent improvements include new siding, gutters, downspouts, landscaping, and water heater in 2025, plus new roof shingles in 2024. The attached garage features a new garage door and newer garage door openers. Fresh paint and updated flooring throughout much of the home create a bright, modern feel, while original hardwood flooring adds warmth and timeless charm. The functional floor plan offers main-floor laundry, generous living spaces, and an enclosed breezeway connecting the attached garage to the kitchen. Need extra storage? You'll find plenty with the detached two-stall garage and two additional storage sheds, making this property ideal for hobbies,
Source: SparkMLS
About this home
Located in Montague in Montague, this property offers 5-bedroom, 2-bath, 2,292 sq ft, with original construction dating to 1970.
Listed at $360,000 (about $157/sq ft).
Annual property taxes run approximately $6,909 ($576/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,292 sqft
Lot Size1.12 acres
Year Built1970
Stories2
Location
CityMontague
MunicipalityMontague City
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementPartial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,909
Tax Year2026
Assessed Value$142,547
Parcel #21-135-000-0002-01
Source: SparkMLS
Legal Description
Lengthy- see attached
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah Riehl
Five Star Real Estate Whitehall
Frequently Asked Questions about 7741 Old Channel Trail, Montague, MI 49437
What school district is 7741 Old Channel Trail, Montague, MI 49437 in?
Per MLS# 26031399, this property is served by Montague. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26031399, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031399, the most recent reported annual property tax for 7741 Old Channel Trail, Montague, MI 49437 is $6,909 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7741 Old Channel Trail, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7741 Old Channel Trail, Montague, MI 49437 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Montague City police department or the Muskegon County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,335
Principal & interest$2,335
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7741 Old Channel Trail, Montague, MI 49437
View full property history →
Municipality
Montague
View all listings →
Get email alerts for new listings near 7741 Old Channel Trail
We'll notify you when something hits the market in Montague or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.