Under Contract
775 Swains Lake Drive, Concord, MI 49237
$172,900
MLS # 26022141 (Michigan Regional Information Center (MichRIC))
2 beds1 bath952 sqftBuilt 19390.17 acres
1 / 49
Listing Description
What a gem! Welcome home to beautiful all-sports Swains Lake, offering 70 acres of fun in the sun! This absolutely adorable, updated home captures breathtaking lake views right across the street with unobstructed scenery from the beautiful bay window in the living room. Move right into this light, bright, and airy 2-bedroom home where natural sunlight pours throughout the inviting spaces. The large open kitchen with updated stainless steel appliances flows seamlessly into the four-seasons room featuring walls of windows overlooking the private backyard--perfect for relaxing year-round. Recent updates include luxury vinyl plank flooring, carpeting, newer windows, updated roof, vinyl siding, central air, and furnace. Just steps away, enjoy the nearby County park featuring lake access, basketball courts and scenic nature trails--perfect for outdoor recreation and family fun!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 952 sq ft home built in 1939 sits in Pulaski Township in Concord.
Currently offered at $172,900 (about $182/sq ft).
Annual property taxes run approximately $2,328 ($194/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area952 sqft
Lot Size0.17 acres
Year Built1939
Stories1
Location
CityConcord
MunicipalityPulaski Twp
Zip Code49237
CountyJackson
School DistrictConcord
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/13/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$50 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,328
Tax Year2025
State Equalized Value$61,900
Taxable Value$61,900
Assessed Value$61,900
Parcel #061-16-03-301-003-00
Source: Public Records
Legal Description
LOT 3 ASSESSOR'S PLAT OF SWAINS LAKE SPLIT ON 09/04/03 FROM 000-16-03-301-002-04 PRIOR LEASED LAND 812-16-37-600-078-00 & 900-16-37-600-078-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by KIRSTEN N KNUEPPEL-MOGLE
RE/MAX Mid-Michigan R.E.
Frequently Asked Questions about 775 Swains Lake Drive, Concord, MI 49237
Which school district serves 775 Swains Lake Drive, Concord, MI 49237?
Per MLS# 26022141, 775 Swains Lake Drive, Concord, MI 49237 is in the Concord boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Concord directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26022141, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 775 Swains Lake Drive, Concord, MI 49237?
Per public tax records, annual property taxes for this property are $2,328 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 775 Swains Lake Drive, Concord, MI 49237 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 775 Swains Lake Drive, Concord, MI 49237 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 775 Swains Lake Drive, Concord, MI 49237?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pulaski Twp police department or the Jackson County sheriff's office.
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BETATax History
View SEV, Taxable Value, and uncapping difference for this parcel — Jackson County public records.
Mortgage Calculator
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Monthly payment$1,125
Principal & interest$1,121
HOA$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
775 Swains Lake Drive, Concord, MI 49237
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Municipality
Pulaski Township
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County
Jackson County
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