Sold
776 Allen Street, Ferndale, MI 48220
Sold on 02/19/2025 for$233,750
MLS # 20250000176 (Realcomp)
2 beds1 bath1,050 sqftBuilt 19410.24 acres
1 / 52
Listing Description
LOOK NO FURTHER, this is the home you've been waiting for to hit the market! Much sought after Allen Street that runs right into the downtown, and even better, this fabulous home has a double deep back yard that you can only find in a small percentage of lots throughout the city. Enter the foyer and view the sun drenched living room to your right, boasting hardwood floors that continue back to the dining room, hallway and main floor bedroom (the dining room could easily be converted back to a bedroom by putting the wall back up). The bathroom has been nicely updated and includes a custom, extra deep medicine cabinet plus a ceramic tiled floor and tub surround. The kitchen has also been updated with an amazing amount of storage in the wood base cabinets and the glass front wall cabinets. A farmers sink, granite counters, luxury vinyl flooring and a big bay window round out the character and charm of the main floor. Downstairs you will find a huge bedroom (with an egress window) taking up the entire one side, while the laundry room and storage area are on the other side. The exterior of the home has been meticulously maintained, a plethora of easy to care for perennials and bushes adorn the front and back yards. A giant brick patio leads you to the garage or the expansive back yard. The home and garage have newer roof and siding (approx. 12 years). Pride of ownership shows throughout, you won't be disappointed! Walk to Downtown Ferndale to enjoy shopping, restaurants and entertainment, enjoy!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,050 sq ft home built in 1941 sits in Ferndale in Ferndale.
Closed at $233,750 (about $223/sq ft).
Property tax estimate: $1,923 per year ($160/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,050 sqft
Lot Size0.24 acres
Year Built1941
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed1/7/2025
Sold Date2/18/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,923
State Equalized Value$105,250
Taxable Value$35,640
Parcel #2534326094
Source: Public Records
Legal Description
T1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 527, ALSO LOT 547, ALSO VAC STREET ADJ TO SAME 10-8-02 FR 009 & 043
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sandra Borregard
Hartford Real Estate of Michigan
Frequently Asked Questions about 776 Allen Street, Ferndale, MI 48220
Which school district serves 776 Allen Street, Ferndale, MI 48220?
Per MLS# 20250000176, 776 Allen Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20250000176, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 776 Allen Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $1,923. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 776 Allen Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 776 Allen Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 776 Allen Street, Ferndale, MI 48220. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 776 Allen Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteDSLLicensed Fixed WirelessSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
776 Allen Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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