Sold
78 Carter Drive, Troy, MI 48098
Sold on 10/17/2025 for$510,000
MLS # 20251035551 (Realcomp)
4 beds4 baths3,313 sqftBuilt 19680.56 acres
1 / 52
Listing Description
Single-Owner Home in the Heart of Troy Proudly offered for the first time, this well-maintained single-owner home is move-in ready and waiting for its next family. Located in the heart of Troy, it offers the perfect blend of comfort, convenience, and charm.Step inside to find a spacious family room with hardwood floors and a dramatic floor-to-ceiling stone fireplace—perfect for cozy nights in or entertaining. The home has been freshly painted with brand-new carpet throughout, giving it a clean and modern feel. Upstairs, enjoy the convenience of a second-floor laundry.Car enthusiasts or hobbyists will love the additional garage—a true mechanic’s dream, heated for year-round use. Sitting on a double lot, there’s plenty of outdoor space for play, gardening, or future possibilities.This rare Troy gem is ready for its next chapter—don’t miss the chance to make it yours!
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,313 sq ft home in Troy in Troy built in 1968.
This home sold for $510,000 (about $154/sq ft).
Estimated annual property tax: $4,076, or about $340 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,313 sqft
Lot Size0.56 acres
Year Built1968
Stories2
Location
CityTroy
MunicipalityCity of Troy
Zip Code48098
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed9/11/2025
Sold Date10/16/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,076
State Equalized Value$207,970
Taxable Value$114,800
Parcel #2016476035
Source: Public Records
Legal Description
T2N, R11E, SEC 16 MC CORMICK & LAWRENCE LITTLE FARMS SUB W 126 FT OF LOT 44
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Leslie Gelinas
Coldwell Banker Professionals
Frequently Asked Questions about 78 Carter Drive, Troy, MI 48098
Which school district serves 78 Carter Drive, Troy, MI 48098?
Per MLS# 20251035551, 78 Carter Drive, Troy, MI 48098 is in the Troy boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Troy directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251035551, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 78 Carter Drive, Troy, MI 48098?
Per public tax records, annual property taxes for this property are $4,076. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 78 Carter Drive, Troy, MI 48098 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 78 Carter Drive, Troy, MI 48098 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 78 Carter Drive, Troy, MI 48098. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 78 Carter Drive, Troy, MI 48098?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
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Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteDSLSatellite
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
78 Carter Drive, Troy, MI 48098
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Municipality
Troy
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County
Oakland County
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