For Sale
7816 W Vernon Road, Lake, MI 48632
$155,000
MLS # 1946647 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19801 acres
1 / 7
Listing Description
Secluded setting just off Vernon Rd! This 1508 sq ft home sits on one acre with 165' of frontage on Walker Creek. The property features several mature trees, offering privacy and natural beatuty. The lower level has a full bath and finished rooms that add extra living or recreational space. The spacious 28 x 28 garage provides plenty of room for vehicles, storage, or a workshop. Metal roof. Propane or pellet forced air heat This fixer could use some care and your finishing touches!
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Lake built in 1980.
Listed at $155,000.
Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size1 acres
Year Built1980
Stories1
Location
CityLake
MunicipalityColdwater
Zip Code48632
CountyIsabella
Construction & Systems
BasementOther
HeatingForced Air
WaterPrivate Water
Sale & Financing
Listed6/14/2026
Terms AcceptedCash
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Becky Thornhill
Unknown Office
Frequently Asked Questions about 7816 W Vernon Road, Lake, MI 48632
What type of financing is accepted for this listing?
Per MLS# 1946647, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
Is 7816 W Vernon Road, Lake, MI 48632 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7816 W Vernon Road, Lake, MI 48632 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Isabella County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,005
Principal & interest$1,005
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7816 W Vernon Road, Lake, MI 48632
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