For Sale
7830 Summers Street, Utica, MI 48317
$279,900
MLS # 20261052886 (Realcomp)
3 beds2 baths2,020 sqftBuilt 19350.09 acres
1 / 24
Listing Description
Welcome to this charming bungalow offering the perfect blend of character, versatility, and convenience! Ideally located just minutes from vibrant downtown Utica, this well-maintained property can serve as a comfortable residence or an ideal office space. Inside, you’ll find beautiful hardwood floors throughout, a spacious upstairs retreat complete with a cozy sitting area, and a finished basement with a bathroom, providing additional living or workspace. Enjoy year-round comfort with newer central air, while the low-maintenance vinyl siding adds lasting curb appeal. Outside, the newer driveway leads to a detached 2-car garage currently set up as a workshop, making it perfect for hobbyists, contractors, or extra storage. Whether you’re looking for a unique home, a live/work opportunity, or a professional office in a prime location, this versatile property is full of potential.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,020 sq ft home in Utica in Utica built in 1935.
Currently offered at $279,900 (about $139/sq ft).
Estimated annual property tax: $4,029, or about $336 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,020 sqft
Lot Size0.09 acres
Year Built1935
Stories2
Location
CityUtica
MunicipalityShelby Twp
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/9/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,029
State Equalized Value$103,200
Taxable Value$64,382
Parcel #07-33-482-008
Source: Public Records
Legal Description
ASSESSORS PLAT NO 1 LOT 58 CITY OF UTICA
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tony Dabaldo
Amerapro
Frequently Asked Questions about 7830 Summers Street, Utica, MI 48317
Which school district serves 7830 Summers Street, Utica, MI 48317?
Per MLS# 20261052886, 7830 Summers Street, Utica, MI 48317 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261052886, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7830 Summers Street, Utica, MI 48317?
Per public tax records, annual property taxes for this property are $4,029. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7830 Summers Street, Utica, MI 48317 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7830 Summers Street, Utica, MI 48317 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7830 Summers Street, Utica, MI 48317?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,815
Principal & interest$1,815
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7830 Summers Street, Utica, MI 48317
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Municipality
Utica
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County
Macomb County
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