For Sale
7852 Underwood Ridge, Traverse City, MI 49686
$1,348,000
MLS # 1942537 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 20001.1 acres
1 / 76
Listing Description
Perched above the sparkling waters of East Bay, this remarkable residence in Underwood Farms on Old Mission Peninsula offers expansive East Bay views and 500 feet of shared waterfront. Plenty of space with 4 bedrooms, 3.5 baths, and an open floor plan with a large foyer, light-filled living spaces, and a walk-out lower level. Private primary suite features a balcony overlooking the bay. Three-car garage, peaceful setting, and prime location in one of the Peninsula’s most sought-after areas. Ideal for year-round living or a Northern Michigan retreat.
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Traverse City built in 2000.
Asking $1,348,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size1.1 acres
Year Built2000
Stories1
Location
CityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
Sale & Financing
Listed2/25/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$2,664
IncludesSnow Removal
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debra Hall
REO-TCRandolph-233022
Frequently Asked Questions about 7852 Underwood Ridge, Traverse City, MI 49686
What type of financing is accepted for this listing?
Per MLS# 1942537, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 7852 Underwood Ridge, Traverse City, MI 49686 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7852 Underwood Ridge, Traverse City, MI 49686 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$11,407
Principal & interest$8,743
HOA$2,664
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7852 Underwood Ridge, Traverse City, MI 49686
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