For Sale
7859 Sierra Drive, Belding, MI 48809
$349,990
MLS # 26024410 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,800 sqftBuilt 20230.63 acres
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Listing Description
This 2024 Allen Edwin home in Ellis Acres offers more value than new builds-finished touches, and immediate occupancy with no waiting or construction mess. Featuring 4 spacious bedrooms, 2.5 baths, and an open-concept main floor perfect for entertaining. The kitchen shines with granite counters, tile backsplash, and stainless-steel appliances. The primary suite includes a walk-in closet and private bath. Enjoy energy-efficient construction, central air, and a 10-year structural warranty. Nestled on over a half-acre in a growing community near Belding schools--this is the perfect choice for first-time buyers wanting a beautiful home without the build-time hassle.
Source: SparkMLS
About this home
Located in Belding, this property offers 4-bedroom, 3-bath, 1,800 sq ft, with original construction dating to 2023.
Currently offered at $349,990 (about $194/sq ft).
Property tax estimate: $4,800 per year ($400/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,800 sqft
Lot Size0.63 acres
Year Built2023
Stories2
Location
CityBelding
MunicipalityOtisco Twp
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/21/2026
Original Price$349,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$160 / Quarterly
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,800
Tax Year2025
Assessed Value$164,400
Parcel #130-140-000-023-00
Source: SparkMLS
Legal Description
SPLIT/COMBINED ON 01/08/2024 FROM 130-009-000-030-24; UNIT 23 OF ELLIS ACRES, A SITE CONDOMINIUM, OTISCO TWP, IONIA COUNTY, MI, ACC TO MASTER DEED IN LIBER 674, PG 7682 AND ANY AMENDMENTS THERETO, IONIA CO RECORDS AND DESIGNATED AS IONIA COUNTY CONDO MINIUM SUBDIVISION PLAN NO 63, TOGETHER WITH RIGHTS IN GENERAL COMMON ELEMENTS AND LIMITED COMMON ELEMENTS AS SET FORTH IN THE MASTER DEED AND AS DES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Clinton W Maki
Five Star Real Estate (Grandv)
Frequently Asked Questions about 7859 Sierra Drive, Belding, MI 48809
What school district is 7859 Sierra Drive, Belding, MI 48809 in?
Per MLS# 26024410, this property is served by Belding. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26024410, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024410, the most recent reported annual property tax for 7859 Sierra Drive, Belding, MI 48809 is $4,800 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7859 Sierra Drive, Belding, MI 48809 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7859 Sierra Drive, Belding, MI 48809 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otisco Twp police department or the Ionia County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,323
Principal & interest$2,270
HOA$53
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7859 Sierra Drive, Belding, MI 48809
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