Sold

7897 Sierra Drive, Belding, MI 48809

Sold on 02/20/2026 for$324,400

MLS # 20251043982 (Realcomp)

4 beds2 baths2,072 sqftBuilt 20240.6 acres

7897 Sierra Drive, Belding, MI 48809 — front exterior

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Listing Description

Welcome to this stunning newer-construction home offering over 2,000 square feet of finished living space, situated on more than half an acre. Designed with an open-concept layout and modern finishes throughout, this home effortlessly blends comfort, function, and style.The main level features a spacious kitchen with quartz countertops, tile backsplash, stainless steel appliances, and a large island that provides ample prep space and seating, perfect for everyday living and entertaining. The primary suite offers a private bath and a generous walk-in closet, creating a comfortable and convenient retreat. The lower level adds three additional bedrooms, a full bathroom, and a recreation room with daylight windows, ideal for guests, hobbies, or extra living space. Step outside to the deck overlooking a private, wooded backyard, complete with a professionally hydro-seeded yard and an in-ground sprinkler system, offering both beauty and ease of maintenance. Enjoy peace of mind with RESNET Energy Smart construction and a 10-year structural warranty from Allen Edwin Homes. Truly move-in ready with space, style, and a serene setting, this home is ready to welcome you home.

Source: SparkMLS

About this home

Located in Belding, this property offers 4-bedroom, 2-bath, 2,072 sq ft, with original construction dating to 2024.

Closed at $324,400 (about $157/sq ft).

Property tax estimate: $2,528 per year ($211/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Fiber internet is available at this address with download speeds up to 1,000 Mbps across 7 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms2

Living Area2,072 sqft

Lot Size0.6 acres

Year Built2024

Stories2

Location

CityBelding

MunicipalityOtisco Twp

Zip Code48809

CountyIonia

School DistrictBelding

Construction & Systems

ConstructionVinyl Siding

BasementDaylight

Garage2 spaces

HeatingForced Air

WaterWell

SewerSeptic Tank

InteriorBasement Finished

Sale & Financing

Listed10/8/2025

Sold Date2/19/2026

Original Price$319,900

Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan

HOA

HOA Fee$192 / Quarterly

Source: SparkMLS

Tax Information

Annual Tax$2,528

Parcel #13014000002500

Source: SparkMLS

Legal Description

SPLIT/COMBINED ON 01/08/2024 FROM 130-009-000-030-24; UNIT 25 OF ELLIS ACRES, A SITE CONDOMINIUM, OTISCO TWP, IONIA COUNTY, MI, ACC TO MASTER DEED IN LIBER 674, PG 7682 AND ANY AMENDMENTS THERETO, IONIA CO RECORDS AND DESIGNATED AS IONIA COUNTY CONDO MINIUM SUBDIVISION PLAN NO 63, TOGETHER WITH RIGHTS IN GENERAL COMMON ELEMENTS AND LIMITED COMMON ELEMENTS AS SET FORTH IN THE MASTER DEED AND AS DES

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Nykole Pfaff

The Brokerage Real Estate Enthusiasts

Frequently Asked Questions about 7897 Sierra Drive, Belding, MI 48809

What school district is 7897 Sierra Drive, Belding, MI 48809 in?

Per MLS# 20251043982, this property is served by Belding. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

Per MLS# 20251043982, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 20251043982, the most recent reported annual property tax for 7897 Sierra Drive, Belding, MI 48809 is $2,528. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 7897 Sierra Drive, Belding, MI 48809 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 7897 Sierra Drive, Belding, MI 48809 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 7897 Sierra Drive, Belding, MI 48809?

Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.

Consumers Energy Company DTE Gas Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Otisco Twp police department or the Ionia County sheriff's office.

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